Cherokee County property record for 322 10th St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,232 sqft · built 1981 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $15,000 (Feb 2018) |
| Tax Bill | $992 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 014598-23-3 |
| Primary APN | 014598-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,232 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Siding |
| Lot Area | 11,761 sqft (0.27 acres) |
| Porch | Slab |
| Total Buildings | 2 Buildings |
| Street Address | 322 10TH ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-2685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 322 10TH ST FRM MATTIE TURNER FRM TRUST TO LIFE EST FM PHILLIPS FAM $15000 9 PAR |
| Legal Tract | 118 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970502 |
322 10th St is owned by an individual who bought it in February 2018.
Source: Cherokee County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 TEMPLE ST, GAFFNEY, SC 29340-2698 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage Y2 INVESTMENT LLC |
| Feb 22, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2018 · Amount on File |
| Deed Sale | Feb 22, 2018 · Amount on File |
| Deed Document Number | 2018831 |
| Deed Book / Page | 101 / 792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jul 1, 2026 |
| Property Address | 322 10TH ST, GAFFNEY, SC 29340-2685 |
| Document Number | 0000003660 |
| Book / Page | 200 / 1207 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20263660 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 138 MICHAEL JAMES RD, GAFFNEY, SC 29340-5050 |
| Document Number | 0000003660, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 200/1207 |
| Instrument | 20263660 |
| Name | Y2 INVESTMENT LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Feb 22, 2018 |
| Property Address | 322 10TH ST, GAFFNEY, SC 29340-2685 |
| Document Number | 0001010792 |
| Book / Page | 000101 / 000792 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 831 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 138 MICHAEL JAMES RD GAFFNEY SC 293405050, GAFFNEY, SC 29340-5050 |
The 2025 property tax bill for 322 10th St was $992.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $992.00 | $2,890 Land $960 Building $1,930 | $48,100 Land $16,000 Building $32,100 |
| 2023 | $938.00 | $2,890 Land $480 Building $2,410 | $40,100 Land $8,000 Building $32,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 322 10th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 322 10th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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