32198 Caminito Osuna, Temecula, CA 92592 Property Records

Riverside County property record for 32198 Caminito Osuna, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,029 sqft · built 1994
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 1995)
Tax Bill	$4,159 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`962-072-002`

Property Details

APN / Parcel Number

Primary APN	`962-072-002`
Alternative APN	`950292004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,029 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	2,029 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32198 CAMINITO OSUNA
City	TEMECULA
State	CA
Zip	92592-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 101 MB 221/012 TR 23063-4
Legal Subdivision	TRACT NO. 230634
Legal Tract	23063-4
Legal Lot Number	101
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	4
Census Block	4000
Census Tract	43252

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32198 CAMINITO OSUNA, TEMECULA, CA 92592-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Intrafamily Transfer, Transfer
Jan 20, 2026	Affidavit of Death of Joint Tenant, Transfer
Jun 17, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 1995 · Amount on Record
Deed Sale	Jul 21, 1995 · Amount on Record
Deed Document Number	1995235933
Last Transfer Date	Dec 15, 2025
Transfer Doc	0000017457
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 20, 2026
Property Address	32198 CAMINITO OSUNA, TEMECULA, CA 92592-1208
Document Number	0000017457
Map Reference	MB 221 PG 12
Instrument Date	Dec 15, 2025
Instrument	2026-0017457
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	32198 CAMINTO OSUNA, TEMECULA, CA 92592-1208

January 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 20, 2026
Property Address	32198 CAMINITO OSUNA, TEMECULA, CA 92592-1208
Document Number	0000017456
Map Reference	MB 221 PG 12-20
Instrument Date	Dec 15, 2025
Instrument	2026-0017456
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32198 CAMINITO OSUNA, TEMECULA, CA 92592-1208

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32198 CAMINITO OSUNA, TEMECULA, CA 92592-1208
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32198 CAMINITO OSUNA, TEMECULA, CA 92592-1208

Mortgage

Document Number	0000275292
Date	Jun 17, 2022
Instrument	2022-0275292

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.66%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.66%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,133 (+2%) Land $50,813 Building $203,320
2025	$4,159.00 (+2.84%) Homeowner's exemption	$249,151 (+4.04%) Land $49,817 Building $199,334
2023	$4,044.00 (+2.46%) Homeowner's exemption	$239,479 Land $47,884 Building $191,595
2022	$3,947.00
2021			$500,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: T-Mobile.

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