Black Hawk County property record for 3219 Union Rd, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,440 sqft · built 1974 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,104 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance Feb 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-21-276-002 |
| Primary APN | 8914-21-276-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Finished Basement | 575 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 98,010 sqft (2.25 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 390 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3219 UNION RD |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-9145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT NE COR SEC 21 T 89 R 14 TH S 1686.15 FT ALONG E LINE SAID SEC 21 TO PT OF BEG TH W & PAR WITH N LINE OF SE 1/4 OF NE |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 21 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 2606 |
3219 Union Rd is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3219 UNION RD, CEDAR FALLS, IA 50613-9145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION |
| Feb 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY OF IOWA CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3219 UNION RD, CEDAR FALLS, IA 50613-9145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000007305 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 202000007305 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3219 UNION RD, CEDAR FALLS, IA 50613-9145 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900012794 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 201900012794 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3219 Union Rd was $5,104 with a homeowner's exemption, down 2.9% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,104.00 (-2.93%) Homeowner's exemption | $388,070 Land $128,900 Building $259,170 | $388,070 Land $128,900 Building $259,170 |
| 2024 | $5,258.00 | ||
| 2023 | $350,640 (+25.18%) Land $106,400 Building $244,240 | $373,140 | |
| 2022 | $5,008.00 Homeowner's exemption | $280,100 Land $106,400 Building $173,700 | |
| 2021 | $302,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3219 Union Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Apr 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3219 Union Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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