3219 Telegraph Rd, Elkton, MD 21921 Property Records

Cecil County property record for 3219 Telegraph Rd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details1 ba · 832 sqft · built 2022
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Jun 2020)
Tax Bill$2,747 (2026)
Deeds & MortgagesJan 2023 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-010922

Property Details

APN / Parcel Number

Primary APN04-010922
Alternative APNs
  • 4010922
  • 010922

Interior

Full Baths1 Bath
Stories2 Stories
Building Area832 sqft Total Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage TypeBuilt-in
Garage Area832 sqft
Parking Spaces3 Parking Spaces
Deck Area170 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number010922
Street Address3219 TELEGRAPH RD
CityELKTON
StateMD
Zip21921-2335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 1 - 2 ACRES 3219 TELEGRAPH ROAD E OF BLUE BALL
Legal SubdivisionLAND OF C DOUGLAS SPROUT
Legal Lot Number1,2
JurisdictionCECIL MD
Township / Civil Division4, FAIR HILL
Census Block Group1
Census Block1009
Census Tract30601

Owner

3219 Telegraph Rd is owned by an individual who bought it in June 2020.

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address940 BLAKE RD, ELKTON, MD 21921-1802
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed of Trust, Mortgage · Commercial Mortgage
HORIZON FARM CREDIT ACA
Jun 17, 2020Grant Deed, Transfer
FARM CREDIT SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2020 · Amount on File
Deed SaleJun 17, 2020 · Amount on File
Prior SaleOct 14, 2015 · Amount on File
Deed Book / Page4619 / 484
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address3219 TELEGRAPH RD, ELKTON, MD 21921-2335
Transaction TypeMortgage
Record UpdatedSep 21, 2023
Title CompanyFOUR SEASONS TITLE, FOUR SEAASONS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052840066
DateJan 17, 2023
Book Page5284/66
Lender
NameHORIZON FARM CREDIT ACA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCECIL MD
Recording DateJun 17, 2020
Property Address3219 TELEGRAPH RD, ELKTON, MD 21921-2335
Document Number0046190484
Book / Page004619 / 000484
Instrument DateJun 12, 2020
Transaction TypeTransfer
Record UpdatedJul 2, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$72.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11712 ADEN RD NOKESVILLE VA 201812327, NOKESVILLE, VA 20181-2327

Mortgage

Document Number46190490
DateJun 17, 2020
Book Page004619/000490
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressMOUNT JOY, PA 17552
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3219 Telegraph Rd was $2,747, down 0.5% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,747.00 (-0.47%)$247,800$249,800 Land $96,500 Building $153,300
2025$2,760.00
2023$2,436.00$215,200$246,800 Land $96,500 Building $150,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3219 Telegraph Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3219 Telegraph Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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