3219 Roscoe Ave, Lakeland, FL 33803 Property Records

Polk County property record for 3219 Roscoe Ave, Lakeland, FL 33803

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,530 sqft · built 1978
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Jul 2023)
Tax Bill	$3,187 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-31-261500-012050`

Property Details

APN / Parcel Number

Primary APN	`24-28-31-261500-012050`
Alternative APNs	`312824261500012050` `12824000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	392 sqft
Shed	1 Shed
Utility Building	28 sqft

Location & Zoning

Street Address	3219 ROSCOE AVE
City	LAKELAND
State	FL
Zip	33803-4556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	SEMINOLE HEIGHTS PB 19 PG 34 BLK 12 LOT 5
Legal Range	24E
Legal Township	28S
Legal Section	31
Legal Subdivision	SEMINOLE HEIGHTS
Legal Tract	261500
Legal Block	12
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2007
Census Tract	10601

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3219 ROSCOE AVE, LAKELAND, FL 33803-4556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY OF LAKELAND
Jul 12, 2023	Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC
Feb 7, 2023	Warranty Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Feb 7, 2023 · Amount on Record
Deed Document Number	2023161845
Deed Book / Page	12760 / 166
Prior Transfer Date	Dec 26, 2013
Prior Transfer Doc	0000234923
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Aug 26, 2026
Property Address	3219 ROSCOE AVE, LAKELAND, FL 33803-4556
Document Number	0000208438
Book / Page	14131 / 1101
Instrument Date	Aug 5, 2026
Instrument	2026208438
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3219 ROSCOE AVE, LAKELAND, FL 33803-4556

Mortgage

Document Number	0000208438,
Date	Aug 26, 2026
Book Page	14131/1101
Instrument	2026208438

Lender

Name	CITY OF LAKELAND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 12, 2023
Property Address	3219 ROSCOE AVE, LAKELAND, FL 33803-4556
Document Number	0000161845
Book / Page	12760 / 166
Map Reference	MB 19 PG 34
Instrument Date	Jun 23, 2023
Instrument	2023161845
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 S FLORIDA AVE, LAKELAND, FL 33801-5226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3219 ROSCOE AVE, LAKELAND, FL 33803-4556

Mortgage

Document Number	0012760168
Date	Jul 12, 2023
Instrument	12760/168

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 7, 2023
Property Address	3219 ROSCOE AVE, LAKELAND, FL 33803-4556
Document Number	0000029325
Book / Page	12575 / 503
Map Reference	MB 19 PG 34
Instrument Date	Feb 6, 2023
Instrument	2023029325
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 LAKE MORTON DR STE 200, 200, LAKELAND, FL 33801-5341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 S KENTUCKY AVE STE 215, 215, LAKELAND, FL 33801-5089

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,795 (+2.7%)	$229,108 (+4.21%) Land $25,000 Building $204,108
2025	$3,187.00 (-22.33%) Homeowner's exemption	$219,859 (-2.32%) Land $25,000 Building $194,859	$219,859 (-2.32%) Land $25,000 Building $194,859
2023	$4,103.00 (+68.64%)	$225,074 (+13.16%) Land $24,000 Building $201,074	$225,074 (+13.16%) Land $24,000 Building $201,074
2022	$2,433.00	$198,907 Land $23,000 Building $175,907	$198,907 Land $23,000 Building $175,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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