3219 Esperanza Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 3219 Esperanza Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,115 sqft · built 1953
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Company Names on Record
Last Sale	$785,000 (May 2024)
Tax Bill	$9,016 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111-072-023`

Property Details

APN / Parcel Number

Primary APN	`111-072-023`
Alternative APN	`111-072-023-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,115 sqft Living Area
1st Floor Area	1,115 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1975
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3219 ESPERANZA DR
City	CONCORD
State	CA
Zip	94519-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	HOLBROOK HEIGHTS #1 LOT 131
Legal Subdivision	HOLBROOK HEIGHTS 01
Legal Lot Number	131
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2014
Census Tract	330000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3219 ESPERANZA DR, CONCORD, CA 94519-2224
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 11, 2024	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Oct 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on Record
Deed Sale	May 21, 2024 · Amount on Record
Prior Sale	Dec 17, 2013 · Amount on Record
Deed Document Number	202447433
Prior Transfer Date	Oct 22, 2020
Prior Transfer Doc	0000252384
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 6, 2026
Property Address	3219 ESPERANZA DR, CONCORD, CA 94519-2224
Document Number	0000033951
Instrument Date	Apr 1, 2026
Instrument	202633951
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	3219 ESPERANZA DR, CONCORD, CA 94519-2224

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3219 ESPERANZA DR, CONCORD, CA 94519-2224
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3219 ESPERANZA DR, CONCORD, CA 94519-2224

Mortgage

Document Number	0000033270
Date	Apr 11, 2024
Instrument	2024-033270

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 27, 2020
Property Address	3219 ESPERANZA DR, CONCORD, CA 94519-2224
Document Number	0000252384
Map Reference	MB 48 PG 12
Instrument Date	Oct 22, 2020
Instrument	2020-252384
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3219 ESPERANZA DR, CONCORD, CA 94519-2224

Mortgage

Document Number	0000252385
Date	Oct 27, 2020
Instrument	2020-252385

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$715,000 (-10.7%) Land $532,835 Building $182,165
2025	$9,016.00 (+70.56%)	$800,700 (+102.86%) Land $596,700 Building $204,000
2023	$5,286.00 (+1.58%)	$394,707 Land $270,994 Building $123,713
2022	$5,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1986–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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