3219 Bay Estates Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 3219 Bay Estates Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,744 sqft · built 1991
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$4,000,000 (Oct 2024)
Tax Bill	$24,571 (2025)
Deeds & Mortgages	Jun 2022 Sale Jul 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`23-2S-21-42110-00B-0030`

Property Details

APN / Parcel Number

Primary APN	`23-2S-21-42110-00B-0030`
Alternative APNs	`23-221-42110-00B-0030` `1041579`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,744 sqft Living Area
Gross Area	4,296 sqft
1st Floor Area	1,959 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	178 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	546 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	326 sqft
Patio Area	336 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3219 BAY ESTATES CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-5882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYS
Legal Description	LOT 3 BLK B SANDESTIN BAY ESTS PH 2 PB 8-7 INTEREST IN COMMON ELEMENTS AS RECD OR 479-189 OR 660-123 OR 3168-608 OR 3205-4509 OR 3256-2859 OR 3337-2592
Legal Range	021
Legal Township	02S
Legal Section	23
Legal Subdivision	SANDESTIN BAY EST
Legal Phase	2
Legal Block	B
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

3219 Bay Estates Cir is owned and occupied by two individuals who bought it in October 2024.

Source: Walton County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3219 BAY ESTATES CIR, MIRAMAR BEACH, FL 32550-5882
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer MCNEESE TITLE LLC
Jul 6, 2021	Intrafamily Transfer, Transfer MITCHELL LAND & TITLE INC
Nov 6, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on File
Deed Sale	Oct 1, 2024 · Amount on File
Prior Sale	Jun 16, 2022 · Amount on File
Deed Document Number	202434246
Deed Book / Page	3337 / 2592
Prior Transfer Date	Jun 10, 2021
Prior Transfer Doc	0032054509
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 16, 2022
Property Address	3219 BAY ESTATES CIR, MIRAMAR BEACH, FL 32550-5882
Document Number	0032562859
Book / Page	3256 / 2859
Map Reference	MB 8 PG 7
Instrument Date	Jun 10, 2022
Instrument	20220028290
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$26,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 WILDERLAKE CT, 315, ATLANTA, GA 30328-1149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3219 BAY ESTATES CIR, MIRAMAR BEACH, FL 32550-5882

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jul 6, 2021
Property Address	3219 BAY ESTATES CIR, MIRAMAR BEACH, FL 32550-5882
Document Number	0032054509
Book / Page	3205 / 4509
Map Reference	MB 8 PG 7
Instrument Date	Jun 10, 2021
Instrument	20210033863
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MITCHELL LAND & TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	315 WILDERLAKE CT, ATLANTA, GA 30328-1149

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 6, 2020
Property Address	3219 BAY ESTATES CIR, MIRAMAR BEACH, FL 32550-5882
Document Number	0031680608
Book / Page	003168 / 000608
Instrument Date	Oct 23, 2020
Instrument	45396
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 WILDERLAKE CT ATLANTA GA 303281149, ATLANTA, GA 30328-1149

Tax Assessment & Valuation

The 2025 property tax bill for 3219 Bay Estates Cir was $24,571, up 7.4% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,571.00 (+7.42%)	$2,719,328 (+8.59%) Land $1,441,368 Building $1,277,960	$2,719,328 (+8.59%) Land $1,441,368 Building $1,277,960
2024	$22,874.00 (+0.01%)	$2,504,197 (-0.52%) Land $1,441,368 Building $1,062,829	$2,504,197 (-0.52%) Land $1,441,368 Building $1,062,829
2023	$22,872.00 (+23.67%)	$2,517,263 (+14.68%) Land $1,441,368 Building $1,075,895	$2,517,263 (+14.68%) Land $1,441,368 Building $1,075,895
2022	$18,495.00	$2,195,107 Land $1,599,919 Building $595,188	$2,195,107 Land $1,599,919 Building $595,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3219 Bay Estates Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3219 Bay Estates Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

Nearby Properties on Bay Estates Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures