Baldwin County property record for 32188 Bartel St, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,644 sqft · built 1998 |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $931 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-05-21-0-000-012.011 |
| Primary APN | 52-05-21-0-000-012.011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,644 sqft Heated Area |
| 1st Floor Area | 1,644 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 165,528 sqft (3.8 acres) |
| Lot Dimensions | 663 ft deep x 262 ft wide |
| Shed | 1 Shed |
| Shed Area | 720 sqft |
| Utility Building | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 220289 |
|---|---|
| Street Address | 32188 BARTEL ST |
| City | ELBERTA |
| State | AL |
| Zip | 36530-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 262.5' X 663.7' FM NW COR OF SW1/4 OF SEC 21 RUN E 807.1' TH S 30' TO POBTH E 262.5', TH S 603'(S), TH W 262.5', TH N 603'(S) |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 11603 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32188 BARTEL ST, ELBERTA, AL 36530-3818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jun 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| May 14, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2019 |
| Deed Sale | May 14, 2019 |
| Prior Sale | Feb 9, 2012 · Amount on Record |
| Deed Document Number | 20191759744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 32188 BARTEL ST, ELBERTA, AL 36530-3818 |
| Document Number | 0001850109 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0001850109 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 1850109 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 14, 2019 |
| Property Address | 32188 BARTEL ST, ELBERTA, AL 36530-3818 |
| Document Number | 0001759744 |
| Instrument Date | May 10, 2019 |
| Instrument | 1759744 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 32188 BARTEL ST ELBERTA AL 365303818, ELBERTA, AL 36530-3818 |
| Document Number | 1759745 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 1759745 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2049 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $931.00 (+6.28%) Homeowner's exemption | ||
| 2025 | $876.00 (+23.9%) | $32,920 (+22.47%) Land $13,780 Building $19,140 | $329,100 (+22.48%) Land $137,800 Building $191,300 |
| 2023 | $707.00 (+12.58%) Homeowner's exemption | $26,880 (+11.72%) | $268,700 (+11.68%) Land $100,700 Building $168,000 |
| 2022 | $628.00 (+20.54%) Homeowner's exemption | $24,060 | $240,600 Land $88,200 Building $152,400 |
| 2021 | $521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 20 (2014–2020) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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