11107 SUNSET HILLS RD STE 300, 300, RESTON, VA 20190-5376
Mortgage
Date
May 2, 2023
Lender
Name
GUIDANCE MORTGAGE LLC
Type
Mortgage Company
Special Notes
Seller Financed
Agreement
Type
Loan Assumption
Amount
Amount on Record
May 2023: Special Warranty Deed, Transfer
Document Type
Special Warranty Deed
Jurisdiction
FORT BEND TX
Recording Date
May 3, 2023
Property Address
3218 VINCA RANCH DR, KATY, TX 77494-3125
Document Number
0000040436
Map Reference
PL 20070099
Instrument Date
Apr 25, 2023
Instrument
2023040436
Transaction Type
Transfer
Record Updated
Jan 21, 2026
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3218 VINCA RANCH DR, PARK ROW, TX 77494-3125
March 2022: Special Warranty Deed, Transfer
Document Type
Special Warranty Deed
Jurisdiction
FORT BEND TX
Recording Date
Mar 2, 2022
Property Address
3218 VINCA RANCH DR, KATY, TX 77494-3125
Document Number
0000029790
Map Reference
PL 20070099
Instrument Date
Feb 25, 2022
Instrument
2022029790
Transaction Type
Transfer
Record Updated
Jan 21, 2026
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3630 N PEACHTREE RD # 1500, 1500, ATLANTA, GA 30341-2335
Investor
Possibly a Property Investor
March 2022: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
FORT BEND TX
Recording Date
Mar 1, 2022
Property Address
3218 VINCA RANCH DR, KATY, TX 77494-3125
Document Number
0000028209
Map Reference
PL 20070099
Instrument Date
Feb 25, 2022
Instrument
2022028209
Transaction Type
Transfer
Record Updated
Jan 21, 2026
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Investor
Possibly a Property Investor
August 2018: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
FORT BEND TX
Property Address
3218 VINCA RANCH DR, KATY, TX 77494-3125
Document Number
0000107228
Instrument Date
Aug 6, 2018
Transaction Type
Mortgage
Record Updated
Oct 15, 2018
Title Company
OTHER
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
3218 VINCA RANCH DR KATY TX 774943125, KATY, TX 77494-3125
Mortgage
Document Number
0000107228
Date
Sep 20, 2018
Instrument
107228
Lender
Name
NEXBANK SSB
Type
Federal Savings Bank
Agreement
Amount
Amount on Record
Term
480 Months
Due
Sep 19, 2058
Interest
Rate Type
Fixed Rate
Rate
4.62%
Tax Assessment & Valuation
The 2025 property tax bill for 3218 Vinca Ranch Dr was $5,717, down 19.1% from the year before.
Source: Fort Bend County assessment roll, as of September 2, 2025
Property Jurisdictions
Type
Name
State
Texas
County
Fort Bend County
Unified School District
Katy Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$5,717.00 (-19.11%)
$349,732 (-2.93%)Land $47,710Building $302,022
$349,732 (-2.93%)Land $47,710Building $302,022
2024
$7,068.00 (+26.64%)
$360,297 (+6.51%)Land $47,710Building $312,587
$360,297 (+6.51%)Land $47,710Building $312,587
2023
$5,581.00
$338,282 (+32.72%)Land $36,700Building $301,582
$338,282 (+10.93%)Land $36,700Building $301,582
2022
$254,880Land $36,700Building $218,180
$304,960Land $36,700Building $268,260
2021
$3,016.00
2018
$2,940.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 3218 Vinca Ranch Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 60 policies
Nearby Flood Policies
60 in force
Nearby Flood Claims
3 (2017)
Claims Outside the SFHA
3 of 3
Most Recent Claim
Aug 2017 · Hurricane Harvey
Claims by Event
Hurricane Harvey, Aug 2017 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3218 Vinca Ranch Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
HARRIS FORT BEND COUNTIES MUD 5 serves 4,641 people · EPA ID TX0790347
Water Source
Groundwater
Last State Inspection
Apr 2025
Lead
4 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025