3218 Stephens Ave, Ogden, UT 84401 Property Records

Weber County property record for 3218 Stephens Ave, Ogden, UT 84401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 866 sqft · built 1990
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Tax Bill	$1,841 (2026)
Deeds & Mortgages	Nov 2023 Construction Loan Nov 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-048-0015`

Property Details

APN / Parcel Number

Primary APN	`04-048-0015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	866 sqft Living Area
1st Floor Area	866 sqft
Basement Area	314 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3218 STEPHENS AVE
City	OGDEN
State	UT
Zip	84401-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOTS 66 AND 67, BLOCK 3, SOUTH PARK ADDITION TO OGDEN CITY, WEBER COUNTY, UTAH.
Legal Range	1W
Legal Township	6N
Legal Section	32
Legal Subdivision	SOUTH PARK ADDITION
Legal Block	3
Legal Lot Number	66-67
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1014
Census Tract	201800

Owner

Source: Weber County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 572040, SALT LAKE CITY, UT 84157-2040
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Construction Mortgage HILLCREST BANK
Nov 22, 2023	Deed of Trust, Mortgage · Construction Mortgage HILLCREST BANK
Jan 4, 2017	Loan Modification, Mortgage HOLLADAY BK/TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2005
Deed Sale	Jan 10, 2005
Prior Sale	Feb 11, 2002 · Amount on Record
Deed Document Number	20052079022
Prior Transfer Date	Mar 7, 2002
Prior Transfer Doc	0001832835
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	3218 STEPHENS AVE, OGDEN, UT 84401-3830
Transaction Type	Mortgage
Record Updated	Dec 1, 2023
Title Company	US TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003306095
Date	Nov 22, 2023
Instrument	3306095

Lender

Name	HILLCREST BANK
Type	Bank
Address	BOUNTIFUL, UT 84010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	126 Months
Due	May 5, 2034

Interest

Rate Type	Adjustable Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	3218 STEPHENS AVE, OGDEN, UT 84401-3830
Transaction Type	Mortgage
Record Updated	Dec 1, 2023
Title Company	US TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003306097
Date	Nov 22, 2023
Instrument	3306097

Lender

Name	HILLCREST BANK
Type	Bank
Address	BOUNTIFUL, UT 84010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 10, 2024

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WEBER UT
Property Address	3218 STEPHENS AVE, OGDEN, UT 84401-3830
Document Number	0002838580
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 17, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3218 WALL AVE OGDEN UT 84401, OGDEN, UT 84401

Mortgage

Document Number	0002838580
Date	Jan 24, 2017
Instrument	2838580

Lender

Name	HOLLADAY BK/TR
Type	Bank
Address	HOLLADAY, UT 84117

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,841.00 (+6.29%)	$279,275 (+9.97%) Land $78,090 Building $201,185	$279,275 (+9.97%) Land $78,090 Building $201,185
2025	$1,732.00 (+3.28%)	$253,946 (+4.5%) Land $78,090 Building $175,856	$253,946 (+4.5%) Land $78,090 Building $175,856
2023	$1,677.00	$243,001 Land $77,087 Building $165,914	$243,001 Land $77,087 Building $165,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Heavy Rains, Snowmelt & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Utah Broadband Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Telecommunication Open Infrastructure Agency.

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