3218 SE 21st Ct, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3218 SE 21st Ct, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1977
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (May 2020)
Tax Bill	$1,628 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`1-25-37-35-0090-00080-1770`

Property Details

APN / Parcel Number

Primary APN	`1-25-37-35-0090-00080-1770`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Heated Area
Gross Area	1,557 sqft
Flooring	Ceramic Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Tin
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	3218 SE 21ST CT
City	OKEECHOBEE
State	FL
Zip	34974-6337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREASURE ISLAND - UNIT NO. 8 (PLAT BOOK 3 PAGE 91) LOT 177
Legal Range	35E
Legal Township	37S
Legal Section	25
Legal Subdivision	TREASURE ISLAND UN 8
Legal Lot Number	177
Legal Unit	8
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2013
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3218 SE 21ST CT, OKEECHOBEE, FL 34974-6337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Warranty Deed, Transfer · Conventional with PMI RICKS RENTALS LLC
Apr 20, 2020	Warranty Deed, Transfer LAKE OKEECHOBEE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	May 19, 2020 · Amount on Record
Deed Document Number	2020004655
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 19, 2020
Property Address	3218 SE 21ST CT, OKEECHOBEE, FL 34974-6337
Document Number	0000004655
Instrument Date	May 15, 2020
Instrument	4655
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	LAKE OKEECHOBEE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3218 SE 21ST CT OKEECHOBEE FL 349746337, OKEECHOBEE, FL 34974-6337

Mortgage

Document Number	4656
Date	May 19, 2020
Instrument	4656

Lender

Name	RICKS RENTALS LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate	7%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 20, 2020
Property Address	3218 SE 21ST CT, OKEECHOBEE, FL 34974-6337
Document Number	0000003785
Instrument Date	Apr 17, 2020
Instrument	3785
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	LAKE OKEECHOBEE TITLE

Transaction

Amount	Amount Recorded
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	228 HIBISCUS ST #5 JUPITER FL 334583523, 5, JUPITER, FL 33458-3523

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,628.00 (-26.4%) Homeowner's exemption	$159,389 (+24.55%) Land $60,000 Building $99,389	$159,389 (+24.55%) Land $60,000 Building $99,389
2023	$2,212.00 (+12.23%)	$127,970 (+9.66%) Land $34,000 Building $93,970	$127,970 (+9.66%) Land $34,000 Building $93,970
2022	$1,971.00	$116,694 Land $34,000 Building $82,694	$116,694 Land $34,000 Building $82,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1999–2017)
Claims Outside the SFHA	11 of 21
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Wilma, Oct 2005 · 4 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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