3218 Ritchie Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 3218 Ritchie Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,144 sqft · built 1970
Lot Size	12.8 acres (561,488 sqft)
Owner	2 Individual Names on File
Last Sale	$236,500 (Nov 2003)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-012-016-00`

Property Details

APN / Parcel Number

Primary APN	`010-012-016-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Flooring	Carpet

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	561,488 sqft (12.8 acres)
Garage Area	528 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3218 RITCHIE RD
City	METAMORA
State	MI
Zip	48455-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 12 T6N R9E W 14.96 A OF SW 1/4 OF NE 1/4 EX W 150 FT OF S 600 FT THEREOF. 12.89 A.
Legal Range	09E
Legal Township	06N
Legal Section	12
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2000
Census Tract	342000

Owner

Source: Lapeer County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3218 RITCHIE RD, METAMORA, MI 48455-9718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2003 · Amount on Record
Deed Sale	Nov 24, 2003 · Amount on Record
Prior Sale	Oct 1, 1990 · Amount on Record
Deed Book / Page	1834 / 733
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3218 RITCHIE RD, METAMORA, MI 48455-9718
Document Number	0029610662
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3218 RITCHIE RD METAMORA MI 484559718, METAMORA, MI 48455-9718

Mortgage

Document Number	0029610662
Date	May 18, 2018
Book Page	002961/000662

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,400 (+8.89%)	$276,800 (+8.89%)
2025	$1,897.00 (+15.11%) Homeowner's exemption	$127,100 (+13.58%)	$254,200 (+13.58%)
2023		$111,900	$223,800
2022	$1,648.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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