3218 Ramsgate Rd, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3218 Ramsgate Rd, Augusta, GA 30909 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,767 sqft · built 2004
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on File
Last Sale$675,000 (Jun 2026)
Tax Bill$7,262 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jan 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN017-4-072-00-0

Property Details

APN / Parcel Number

Primary APN017-4-072-00-0
Alternative APNs
  • 10991
  • 79987

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,767 sqft Gross Area
1st Floor Area3,091 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialShingle
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions201 ft deep x 125 ft wide
Garage Area621 sqft
PorchPorch
Porch Area72 sqft
Patio Area402 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3218 RAMSGATE RD
CityAUGUSTA
StateGA
Zip30909-3246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3218 RAMSGATE RD
JurisdictionRICHMOND GA
Township / Civil DivisionAUGUSTA
Census Block Group1
Census Block1011
Census Tract10201

Owner

Source: Augusta-Richmond County Consolidated Government records · APN 017-4-072-00-0

Assessment roll updated October 21, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3218 RAMSGATE RD, AUGUSTA, GA 30909-3246
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2026Warranty Deed, Transfer
NATIONAL BANK
Jan 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
COLONY BANK
Jan 30, 2024Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2026 · Amount on Record
Deed SaleJun 04, 2026 · Amount on Record
Prior SaleDec 04, 2015 · Amount on Record
Deed Document Number20262026019995
Deed Book / Page2016 / 2436
Prior Transfer DateJan 24, 2024
Prior Transfer Doc0019150519
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND GA
Recording DateJun 04, 2026
Property Address3218 RAMSGATE RD, AUGUSTA, GA 30909-3246
Document Number0000019995
Book / Page2016 / 2436
Instrument DateJun 01, 2026
Instrument202619995
Transaction TypeTransfer
Record UpdatedAug 03, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3218 RAMSGATE RD, AUGUSTA, GA 30909-3246

Mortgage

Document Number2016002438,
DateJun 04, 2026
Book Page2016/2438
Lender
NameNATIONAL BANK
Agreement
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.37%
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND GA
Property Address3218 RAMSGATE RD, AUGUSTA, GA 30909-3246
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3218 RAMSGATE RD, AUGUSTA, GA 30909-3246

Mortgage

Document Number0019150000000522
DateJan 30, 2024
Book Page0000001915/0000000522
Lender
NameCOLONY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJan 01, 2025

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHMOND GA
Recording DateJan 30, 2024
Property Address3218 RAMSGATE RD, AUGUSTA, GA 30909-3246
Document Number0019150519
Book / Page1915 / 519
Instrument DateJan 24, 2024
Instrument2024002152
Transaction TypeTransfer
Record UpdatedMar 08, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3218 RAMSGATE RD, AUGUSTA, GA 30909-3246

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government records · Assessment roll updated October 21, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateGeorgia
County / Consolidated CityAugusta-Richmond County Consolidated Government
Unified School DistrictRichmond County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,262.00 (+5.66%)$254,608 (-2.37%) Land $28,000 Building $226,608$636,520 (-2.37%) Land $70,000 Building $566,520
2023$6,873.00 (+15.36%)$260,784 (+29.31%) Land $28,000 Building $232,784$651,960 (+29.31%) Land $70,000 Building $581,960
2022$5,958.00$201,674 Land $28,000 Building $173,674$504,185 Land $70,000 Building $434,185

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Augusta-Richmond County Consolidated Government (13245C), updated December 19, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132450102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 61 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies61 in force
57 of 61 on primary residences
Nearby Flood Claims76 (1990–2025)
Claims Outside the SFHA25 of 76
Most Recent ClaimJul 2025, rainfall accumulation
Flood Events
  • Hurricane Helene (Sep 2024), 11 claims
  • Severe Storms & Flooding (Oct 1990), 11 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 17% of Georgia
Wildfire LikelihoodAbout 1 in 1,563 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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