Ashtabula County property record for 3218 Orchard Rd, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,672 sqft · built 1948 |
| Lot Size | 1.04 acres (45,525 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,000 (Jun 2020) |
| Tax Bill | $5,051 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-030-00-160-00 |
| Primary APN | 03-030-00-160-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,192 sqft |
| 1st Floor Area | 1,672 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 45,525 sqft (1.04 acres) |
| Lot Dimensions | 334 ft deep x 136 ft wide |
| Terrain | Rolling |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Solar |
| Sewer | Septic |
| Water Source | Cistern |
| Street Address | 3218 ORCHARD RD |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-4426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 121 122 SUB GDNS |
| Legal Subdivision | SUBURBAN 01 SUBURBAN GARDENS |
| Legal Lot Number | 121 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | ASHTABULA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 300 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6850 MILLER RD, BRECKSVILLE, OH 44141-3222 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Jun 19, 2020 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on Record |
| Deed Sale | Jun 19, 2020 · Amount on Record |
| Prior Sale | Jun 23, 2014 · Amount on Record |
| Deed Document Number | 20205730 |
| Deed Book / Page | 711 / 1194 |
| Prior Transfer Date | Jun 13, 2014 |
| Prior Transfer Doc | 0000005558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 3218 ORCHARD RD, ASHTABULA, OH 44004-4426 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3218 ORCHARD RD, ASHTABULA, OH 44004-4426 |
| Document Number | 0000001412 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 864/485 |
| Instrument | 2026-00001412 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Feb 18, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Jun 19, 2020 |
| Property Address | 3218 ORCHARD RD, ASHTABULA, OH 44004-4426 |
| Document Number | 0000005730 |
| Book / Page | 711 / 1194 |
| Map Reference | VOL 7 PG 13 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 202000005730 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | TITLE PROFESSIONALS GROUP LT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007111197 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 711/1197 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Ashtabula Township |
| Unified School District | Buckeye Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,051.00 (-8.25%) | $56,840 (-) Land $13,020 Building $43,820 | $162,400 (-) Land $37,200 Building $125,200 |
| 2024 | $5,505.00 (+116.56%) Homeowner's exemption | $56,840 (-) Land $13,020 Building $43,820 | |
| 2023 | $2,542.00 (+5.52%) Homeowner's exemption | $56,840 (+22.18%) Land $13,020 Building $43,820 | $162,400 (+22.2%) Land $37,200 Building $125,200 |
| 2022 | $2,409.00 Homeowner's exemption | $46,520 Land $10,010 Building $36,510 | |
| 2020 | $132,900 Land $28,600 Building $104,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| GreatWave Communications Fiber | 600 / 600 |
| Verizon Fixed Wireless | 300 / 20 |
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