3218 NW 34th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3218 NW 34th Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,593 sqft · built 2021
Lot Size0.214 acres (9,365 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Oct 2021)
Tax Bill$2,541 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Apr 2020 Sale
Flood ZoneZone A (high risk)
APN1-05-37-35-0050-00490-0200

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0050-00490-0200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,593 sqft Heated Area
Gross Area1,776 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,365 sqft (0.214 acres)
Lot Dimensions125 ft deep x 75 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3218 NW 34TH AVE
CityOKEECHOBEE
StateFL
Zip34972-1230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD, INC. UNIT NO 5 (PLAT BOOK 3 PAGE 51) LOT 20 BLOCK 49
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD ESTATES UN 05
Legal Block49
Legal Lot Number20
Legal Unit5
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3019
Census Tract910201

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3218 NW 34TH AVE, OKEECHOBEE, FL 34972-1230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 29, 2020Warranty Deed, Transfer
LAKE OKEECHOBEE TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2021 · Amount on Record
Deed SaleOct 15, 2021 · Amount on Record
Prior SaleApr 29, 2020 · Amount on Record
Deed Document Number2021013192
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateOct 15, 2021
Property Address3218 NW 34TH AVE, OKEECHOBEE, FL 34972-1230
Document Number0000013192
Map ReferenceMB 3 PG 51
Instrument DateOct 14, 2021
Instrument2021013192
Transaction TypeTransfer
Record UpdatedFeb 9, 2023
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3241 NW 36TH AVE, OKEECHOBEE, FL 34972-1158

Transferred To (Grantee/Buyer)

NameVerified Name
Address3218 NW 34TH AVE, OKEECHOBEE, FL 34972-1230

Mortgage

Document Number0000013193
DateOct 15, 2021
Instrument2021013193
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateApr 29, 2020
Property Address3218 NW 34TH AVE, OKEECHOBEE, FL 34972-1230
Document Number0000003997
Instrument DateApr 27, 2020
Instrument3997
Transaction TypeTransfer
Record UpdatedJun 8, 2020
Title CompanyLAKE OKEECHOBEE TITLE

Transaction

AmountAmount Recorded
Tax$49.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3241 NW 34TH AVE OKEECHOBEE FL 34972, OKEECHOBEE, FL 34972

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,541.00 (-16.63%) Homeowner's exemption$225,918 (+5.99%)$260,391 (+0.72%) Land $19,000 Building $241,391
2023$3,048.00 (+6.31%) Homeowner's exemption$213,156 (+3%)$258,527 (+24.92%) Land $12,000 Building $246,527
2022$2,867.00 Homeowner's exemption$206,948 Land $10,000 Building $196,948$206,948 Land $10,000 Building $196,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims42 (1998–2025)
Claims Outside the SFHA3 of 42
Most Recent ClaimAug 2025
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 4 claims
  • Hurricane Wilma, Oct 2005 · 7 claims
  • Hurricane Frances, Sep 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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