3218 Gilbert Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3218 Gilbert Ave, Cayucos, CA 93430

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.101 acres (4,400 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (Jul 2023)
Tax Bill	$300 (2025)
Deeds & Mortgages	Jul 2023 Sale Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`064-427-078`

Property Details

APN / Parcel Number

Primary APN	`064-427-078`

Exterior

Lot Area	4,400 sqft (0.101 acres)
Terrain	Steep

Location & Zoning

Street Address	3218 GILBERT AVE
City	CAYUCOS
State	CA
Zip	93430
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	MORRO STRAND U 3 BL 15 LT 37
Legal Subdivision	MORRO STRAND 03
Legal Block	15
Legal Lot Number	37
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2013
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2529, VISALIA, CA 93279-2529
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY
Jun 26, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	May 12, 2004 · Amount on Record
Deed Document Number	202321847
Prior Transfer Date	May 25, 2023
Prior Transfer Doc	0000017866
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 28, 2023
Property Address	3218 GILBERT AVE, CAYUCOS, CA 93430
Document Number	0000021847
Map Reference	MB 3 PG 112
Instrument Date	Jul 12, 2023
Instrument	2023021847
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3218 GILBERT AVE, CAYUCOS, CA 93430

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 26, 2023
Property Address	3218 GILBERT AVE, CAYUCOS, CA 93430
Document Number	0000017866
Map Reference	MB 3 PG 112
Instrument Date	May 25, 2023
Instrument	2023017866
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	356 RIVIERA DR, SAN RAFAEL, CA 94901-1529

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$26,010 (+2%) Land $26,010
2025	$300.00 (-75.96%)	$25,500 (-77.83%) Land $25,500
2023	$1,248.00 (+33.76%)	$115,000 (+35.29%) Land $115,000
2022	$933.00	$85,000 Land $85,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch Wifi.

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