3218 Dryer Ave, Largo, FL 33770 Property Records

Pinellas County property record for 3218 Dryer Ave, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,960 sqft · built 1961
Lot Size	0.324 acres (14,122 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Dec 2013)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-1456-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-1456-5`
Alternative APNs	`05-30-15-08658-000-0100` `301505086580000100` `153005086580000100` `R47264`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,805 sqft
1st Floor Area	1,960 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1979
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,122 sqft (0.324 acres)
Lot Dimensions	137 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	445 sqft
Shed	1 Shed
Shed Area	198 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R47264
Street Address	3218 DRYER AVE
City	LARGO
State	FL
Zip	33770-4270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG ACRES, UNIT A N 136.94FT OF LOT 10 AND E 26FT OF N 136.94FT OF LOT 9
Legal Range	15E
Legal Township	30S
Legal Section	5
Legal Subdivision	BIG ACRES, UNIT A
Legal Tract	8658
Legal Lot Number	10,9
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1000
Census Tract	25209

Owner

3218 Dryer Ave is owned and occupied by two individuals who acquired it in January 2022.

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3218 DRYER AVE, LARGO, FL 33770-4270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOWER LLC
Apr 17, 2020	Deed of Trust, Mortgage · Conventional with PMI LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2013 · Amount on File
Deed Sale	Dec 6, 2013 · Amount on File
Deed Document Number	2013386912
Deed Book / Page	18245 / 1033
Last Transfer Date	Jan 24, 2022
Transfer Doc	0219130376
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Feb 1, 2022
Property Address	3218 DRYER AVE, LARGO, FL 33770-4270
Document Number	0219130376
Book / Page	21913 / 376
Map Reference	MB 24 PG 10
Instrument Date	Jan 24, 2022
Instrument	2022031532
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3218 DRYER AVE, LARGO, FL 33770-4270

Mortgage

Document Number	0021913379
Date	Feb 1, 2022
Instrument	21913/379

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3218 DRYER AVE, LARGO, FL 33770-4270
Document Number	0209771605
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3218 DRYER AVE LARGO FL 337704270, LARGO, FL 33770-4270

Mortgage

Document Number	0209771605
Date	Apr 24, 2020
Book Page	020977/001605
Instrument	133453

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3218 Dryer Ave was $4,330 with exemptions applied, up 5.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,330.00 (+5.76%) Homeowner's exemption Veteran's exemption	$275,259	$318,754 Land $177,158 Building $141,596
2024	$4,094.00 (+1.87%)
2023	$4,019.00 (+165.81%) Homeowner's exemption Veteran's exemption	$259,710 (+113.45%)	$350,746 (+38.64%) Land $233,014 Building $117,732
2022	$1,512.00 Homeowner's exemption	$121,675	$252,995 Land $160,291 Building $92,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3218 Dryer Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Hermine, Aug 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3218 Dryer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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