3218 Coral Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3218 Coral Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 827 sqft · built 1972
Lot Size0.8 acres (3,500 sqft)
Owner2 Company Names on Record
Last Sale$455,000 (Oct 2021)
Tax Bill$5,448 (2025)
Deeds & MortgagesJul 2023 Transfer
Nov 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN165-393-16-00

Property Details

APN / Parcel Number

Primary APN165-393-16-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area827 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area3,500 sqft (0.8 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3218 CORAL DR
CityOCEANSIDE
StateCA
Zip92056-3926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 198 TR 006997
Legal SubdivisionCOSTA SERENA
Legal Tract006997
Legal Block3
Legal Lot Number198
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3005
Census Tract18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1865 HIGH RIDGE AVE, CARLSBAD, CA 92008-3760
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Quit Claim Deed, Transfer
Quitclaim
Nov 15, 2021Quit Claim Deed, Transfer
Quitclaim
Oct 22, 2021Grant Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Prior SaleAug 10, 2005 · Amount on Record
Deed Document Number2021735222
Last Transfer DateJul 18, 2023
Transfer Doc0000188718
Record UpdatedSep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 19, 2023
Property Address3218 CORAL DR, OCEANSIDE, CA 92056-3926
Document Number0000188718
Map ReferenceMAP 6997
Instrument DateJul 18, 2023
Instrument2023-0188718
Transaction TypeTransfer
Record UpdatedJul 28, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1865 HIGH RIDGE AVE, CARLSBAD, CA 92008-3760

Transferred To (Grantee/Buyer)

NameVerified Name

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 15, 2021
Property Address3218 CORAL DR, OCEANSIDE, CA 92056-3926
Document Number0000787734
Map ReferenceMAP 6997
Instrument DateNov 9, 2021
Instrument2021-0787734
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1865 HIGH RIDGE AVE, CARLSBAD, CA 92008-3760

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 22, 2021
Property Address3218 CORAL DR, OCEANSIDE, CA 92056-3926
Document Number0000735222
Map ReferenceMAP 6997
Instrument DateOct 5, 2021
Instrument2021-0735222
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1856 HIGH RIDGE AVE, CARLSBAD, CA 92008-3759

Mortgage

Document Number0000735223
DateOct 22, 2021
Instrument2021-0735223
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$492,504 (+2%) Land $395,086 Building $97,418
2025$5,448.00 (+5.19%)$482,848 (+4.04%) Land $387,340 Building $95,508
2023$5,179.00 (+1.53%)$464,100 Land $372,300 Building $91,800
2022$5,101.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Western
tribal government · serves 296 people · EPA ID 090605008
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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