3218 Charolais Dr, Laredo, TX 78046 Property Records

Webb County property record for 3218 Charolais Dr, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,907 sqft · built 2021
Lot Size0.121 acres (5,280 sqft)
Owner2 Individual Names on File
Tax Bill$1,381 (2025)
Deeds & MortgagesMar 2024 Mortgage
Oct 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN953-07011-190

Property Details

APN / Parcel Number

Primary APN953-07011-190
Alternative APN
  • 786315

Interior

Stories2 Stories
Building Area1,907 sqft Living Area
Gross Area2,366 sqft
1st Floor Area753 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,280 sqft (0.121 acres)
Garage TypeAttached
Garage Area459 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area209 sqft

Location & Zoning

Street Address3218 CHAROLAIS DR
CityLAREDO
StateTX
Zip78046-6182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUATRO VIENTOS EAST - WRIGHT RANCH SUBD. PHASE III BLK 11 LOT 19
Legal SubdivisionCUATRO VIENTOS EAST - WRIGHT RANCH SUBD.
Legal PhaseIII
Legal Block11
Legal Lot Number19
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group3
Census Block3008
Census Tract1810

Owner

3218 Charolais Dr is owned and occupied by two individuals.

Source: Webb County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address3218 CHAROLAIS DR, LAREDO, TX 78046-6182
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 5, 2022Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 2, 2021Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3218 CHAROLAIS DR, LAREDO, TX 78046-6182
Transaction TypeMortgage
Record UpdatedApr 2, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3218 CHAROLAIS DR, LAREDO, TX 78046-6182

Mortgage

Document Number005617/277
DateMar 15, 2024
Book Page5617/277
Instrument1524328
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
TypeNon-Lending Institution
Address451 7TH ST SW, WASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term333 Months
DueDec 1, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3218 CHAROLAIS DR, LAREDO, TX 78046-6182
Transaction TypeMortgage
Record UpdatedOct 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3218 CHAROLAIS DR, LAREDO, TX 78046-6182

Mortgage

Document Number005356/885
DateOct 5, 2022
Book Page5356/885
Instrument1481447
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term350 Months
DueDec 1, 2051

November 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 2, 2021
Property Address3218 CHAROLAIS DR, LAREDO, TX 78046-6182
Document Number005145/278
Book / Page5145 / 278
Map ReferenceVOL 38 PG 25&26
Instrument DateNov 1, 2021
Instrument1447474
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 8, 2023
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3218 CHAROLAIS DR, LAREDO, TX 78046-6182

Mortgage

Document Number0001447475
DateNov 2, 2021
Instrument1447475
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3218 Charolais Dr was $1,381 with a homeowner's exemption, down 20.2% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$271,255 (-0.61%) Land $57,710 Building $213,545$271,255 (-0.61%) Land $57,710 Building $213,545
2025$1,381.00 (-20.17%) Homeowner's exemption$272,925 Land $57,710 Building $215,215$272,925 Land $57,710 Building $215,215
2024$1,730.00
2023$255,312 Land $40,339 Building $214,973$255,312 Land $40,339 Building $214,973
2022$1,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3218 Charolais Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3218 Charolais Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 62% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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