3218 Cedar River Ct NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 3218 Cedar River Ct NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 4,303 sqft · built 2005
Lot Size	0.886 acres (38,594 sqft)
Owner	2 Individual Names on File
Last Sale	$532,500 (Feb 2018)
Tax Bill	$898 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13124-53016-00000`

Property Details

APN / Parcel Number

Primary APN	`13124-53016-00000`
Alternative APN	`131245301200000`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,303 sqft Living Area
Gross Area	5,224 sqft
1st Floor Area	2,563 sqft
Basement Area	2,541 sqft
Finished Basement	1,740 sqft
Unfinished Basement	801 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	38,594 sqft (0.886 acres)
Lot Dimensions	110 ft deep x 110 ft wide

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	340 sqft
Deck Area	184 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3218 CEDAR RIVER CT NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	USHERS RIDGE 5TH LOT 18 & P.O.S. #1354 PARCEL A
Legal Range	8W
Legal Township	83N
Legal Section	12
Legal Subdivision	USHERS RIDGE 5TH
Legal Lot Number	18
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	4
Census Block	4022
Census Tract	902

Owner

3218 Cedar River Ct NE is owned and occupied by two individuals who bought it in February 2018.

Source: Linn County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3218 CEDAR RIVER CT NE, CEDAR RAPIDS, IA 52411-7650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · VA Mortgage ATLANTIC UNION BANK
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BK
Feb 20, 2018	Grant Deed, Transfer · Conventional Mortgage ACCESS NAT'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2018 · Amount on File
Deed Sale	Feb 20, 2018 · Amount on File
Prior Sale	Jun 27, 2007 · Amount on File
Deed Book / Page	10041 / 295
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	3218 CEDAR RIVER CT NE, CEDAR RAPIDS, IA 52411-7650
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0011088420
Date	Jul 21, 2021
Book Page	11088/420

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	3218 CEDAR RIVER CT NE, CEDAR RAPIDS, IA 52411-7650
Document Number	0107950653
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3218 CEDAR RIVER CT NE CEDAR RAPIDS IA 524117650, CEDAR RAPIDS, IA 52411-7650

Mortgage

Document Number	0107950653
Date	Oct 6, 2020
Book Page	010795/000653

Lender

Name	ATLANTIC UNION BK
Address	RESTON, VA 20191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 5, 2035

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINN IA
Recording Date	Feb 20, 2018
Property Address	3218 CEDAR RIVER CT NE, CEDAR RAPIDS, IA 52411-7650
Document Number	0100410295
Book / Page	010041 / 000295
Instrument Date	Feb 13, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	RIVER RIDGE ESCROW COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3218 CEDAR RIVER CT NE CEDAR RAPIDS IA 524117650, CEDAR RAPIDS, IA 52411-7650

Mortgage

Document Number	100410297
Date	Feb 20, 2018
Book Page	010041/000297

Lender

Name	ACCESS NAT'L MTG
Type	Mortgage Company
Address	RESTON, VA 20191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3218 Cedar River Ct NE was $898.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$701,700 (-) Land $113,800 Building $587,900	$701,700 (-) Land $113,800 Building $587,900
2025	$898.00	$701,700 Land $113,800 Building $587,900	$701,700 Land $113,800 Building $587,900
2024	$898.00
2023		$662,300 (+13.88%) Land $113,800 Building $548,500	$662,300 Land $113,800 Building $548,500
2022	$934.00	$581,600 Land $101,800 Building $479,800
2021			$581,600 Land $101,800 Building $479,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3218 Cedar River Ct NE in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (2016)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3218 Cedar River Ct NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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