3218 Amherst St, Des Moines, IA 50313 Property Records

Polk County property record for 3218 Amherst St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1919
Lot Size	0.153 acres (6,650 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Apr 2013)
Tax Bill	$2,120 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070/00418-000-000`

Property Details

APN / Parcel Number

Primary APN	`070/00418-000-000`
Alternative APN	`792426178020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,180 sqft
1st Floor Area	768 sqft
Basement Area	300 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,650 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3218 AMHERST ST
City	DES MOINES
State	IA
Zip	50313-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 19 AUBURN HEIGHTS PLT 1
Legal Subdivision	AUBURN HEIGHTS PLAT 1
Legal Block	19
Legal Lot Number	8
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3007
Census Tract	500

Owner

3218 Amherst St is owned and occupied by an individual who bought it in April 2013.

Source: Polk County records, as of October 13, 2025

Owner of Record	Individual Name on File
Mailing Address	3218 AMHERST ST, DES MOINES, IA 50313-4607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Line of Credit AFFINITY CU
Jul 23, 2021	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Apr 14, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMESERVICES LNDG
Apr 19, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2013 · Amount on File
Deed Sale	Apr 1, 2013 · Amount on File
Prior Sale	May 16, 2012 · Amount on File
Deed Document Number	201388124
Deed Book / Page	14722 / 398
Prior Transfer Date	Dec 6, 2002
Prior Transfer Doc	0000072683
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3218 AMHERST ST, DES MOINES, IA 50313-4607
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054791
Date	Oct 12, 2023
Book Page	19625/124
Instrument	2023-00054791

Lender

Name	AFFINITY CU
Type	Credit Union
Address	DES MOINES, IA 50313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3218 AMHERST ST, DES MOINES, IA 50313-4607
Transaction Type	Mortgage
Record Updated	Jul 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3218 AMHERST ST, DES MOINES, IA 50313-4607

Mortgage

Document Number	0000077747
Date	Jul 23, 2021
Book Page	18660/393
Instrument	2021-00077747

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	May 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3218 AMHERST ST, DES MOINES, IA 50313-4607
Document Number	0000072594
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Apr 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072594
Date	Mar 22, 2018
Book Page	016856/000601
Instrument	72594

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 19, 2017
Property Address	3218 AMHERST ST, DES MOINES, IA 50313-4607
Document Number	0000086356
Book / Page	016446 / 000180
Instrument Date	Apr 12, 2017
Instrument	86356
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3218 AMHERST ST DES MOINES IA 503134607, DES MOINES, IA 50313-4607

Mortgage

Document Number	86358
Date	Apr 19, 2017
Book Page	016446/000185
Instrument	86358

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,200 Land $29,700 Building $106,500	$136,200 Land $29,700 Building $106,500
2024	$2,120.00
2023		$118,200 Land $25,700 Building $92,500	$118,200 Land $25,700 Building $92,500
2020	$1,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3218 Amherst St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3218 Amherst St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink.

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