Chesapeake City property record for 3217 White Cedar Dr, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,876 sqft · built 1990 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Jul 2000) |
| Tax Bill | $3,682 (2025) |
| Deeds & Mortgages | Sep 2014 Second Mortgage Apr 2017 Refinance + 1 more |
| APN | 0452001002320 |
| Primary APN | 0452001002320 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| 1st Floor Area | 1,662 sqft |
| Attic | Attic |
| Attic Area | 322 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 104 sqft |
| Patio Area | 322 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3217 WHITE CEDAR DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-1055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 232 MILL CREEK SEC 4 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 21301 |
3217 White Cedar Dr is owned and occupied by two individuals who bought it in July 2000.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3217 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2014 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 5, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC |
| Apr 5, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2000 · Amount on File |
| Deed Sale | Jul 18, 2000 · Amount on File |
| Deed Book / Page | 4110 / 478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3217 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1055 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 009434/335 |
|---|---|
| Date | Sep 26, 2014 |
| Book Page | 9434/335 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Oct 1, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3217 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1055 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | TITLE CONCEPTS |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 09772/1699 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 9772/1699 |
| Instrument | 170009099 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3217 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1055 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170009099 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 9772/1699 |
| Instrument | 170009099 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3217 White Cedar Dr was $3,682.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,400 (+4.06%) Land $160,000 Building $219,400 | $379,400 (+4.06%) Land $160,000 Building $219,400 | |
| 2025 | $3,682.00 | $364,600 Land $150,000 Building $214,600 | $364,600 Land $150,000 Building $214,600 |
| 2023 | $338,000 (+5.96%) Land $130,000 Building $208,000 | $338,000 (+5.96%) Land $130,000 Building $208,000 | |
| 2022 | $319,000 Land $120,000 Building $199,000 | $319,000 Land $120,000 Building $199,000 | |
| 2019 | $2,648.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3217 White Cedar Dr; there have been 9 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 73 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 9 (1999–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3217 White Cedar Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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