3217 Valley Ridge Dr, Eagan (Saint Paul), MN 55121 Property Records

Dakota County property record for 3217 Valley Ridge Dr, Eagan, MN 55121

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,408 sqft · built 1974
Lot Size	0.1 acres (465,259 sqft)
Owner	Individual Name on Record
Last Sale	$165,251 (Mar 2018)
Tax Bill	$2,014 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-41300-07-055`

Property Details

APN / Parcel Number

Primary APN	`10-41300-07-055`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,408 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	780 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	465,259 sqft (0.1 acres)
Garage Type	Attached
Garage Area	272 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3217 VALLEY RIDGE DR
City	SAINT PAUL
State	MN
Zip	55121-1722
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ROBERT KARATZ ADDITION 3 2 CIC #347 VALLEY RIDGE TOWNHOMES UNIT #55
Legal Subdivision	ROBERT KARATZ ADDITION
Legal Block	7
Legal Lot Number	55
Legal Unit	55
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	2
Census Block	2003
Census Tract	60725

Owner

Source: Dakota County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3217 VALLEY RIDGE DR, SAINT PAUL, MN 55121-1722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 1, 2018	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2018 · Amount on Record
Deed Sale	Mar 1, 2018 · Amount on Record
Prior Sale	Jan 21, 2014 · Amount on Record
Deed Document Number	20183239474
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3217 VALLEY RIDGE DR, EAGAN, MN 55121-1722
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003399587
Date	Sep 21, 2020
Instrument	3399587

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Mar 1, 2018
Property Address	3217 VALLEY RIDGE DR, EAGAN, MN 55121-1722
Document Number	0003239474
Instrument Date	Mar 1, 2018
Instrument	3239474
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	WEST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.33
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 VALLEY RIDGE DR # 55, 55, EAGAN, MN 55121-1722

Mortgage

Document Number	0003239475
Date	Mar 1, 2018
Instrument	3239475

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	West St. Paul-Mendota Heights-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,014.00	$226,900 Land $41,000 Building $185,900	$226,900 Land $41,000 Building $185,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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