St. Charles County property record for 3217 Trail's End, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,002 sqft · built 1976 |
| Lot Size | 0.203 acres (8,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $109,000 (Sep 1997) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062285A017 |
| Primary APN | 062285A017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,002 sqft Living Area |
| Gross Area | 3,402 sqft |
| 1st Floor Area | 1,106 sqft |
| Basement Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,840 sqft (0.203 acres) |
| Lot Dimensions | 130 ft deep x 68 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | Deck Area |
| Patio Area | 293 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 062285A017 |
|---|---|
| Street Address | 3217 TRAILS END |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | HUNTMOOR EST #4 LOT 418 |
| Legal Subdivision | HUNTMOOR EST #4 |
| Legal Lot Number | 418 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 310602 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3217 TRAILS END, SAINT CHARLES, MO 63301-0446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VALON MORTGAGE INC |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 1997 · Amount on Record |
| Deed Sale | Sep 11, 1997 · Amount on Record |
| Deed Document Number | 199751064 |
| Deed Book / Page | 1977 / 1234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3217 TRAILS END, SAINT CHARLES, MO 63301-0446 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | UNKNOWN, MIS |
| Name | Verified Name |
|---|---|
| Address | 3217 TRAILS END, SAINT CHARLES, MO 63301-0446 |
| Document Number | 0000040666 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025R-040666 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3217 TRAILS END, SAINT CHARLES, MO 63301-0446 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R053061 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021R-053061 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $54,263 (+1.01%) | $285,593 (+1.01%) Land $60,000 Building $225,593 |
| 2023 | $53,719 | |
| 2022 | $282,731 Land $60,000 Building $222,731 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 71 (1979–2022) |
| Claims Outside the SFHA | 11 of 71 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures