3217 Northgate Ln, McAllen, TX 78504 Property Records

Hidalgo County property record for 3217 Northgate Ln, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,740 sqft · built 2019
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on File
Last Sale	$248,800 (Jun 2020)
Tax Bill	$6,630 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Mortgage + 4 more
APN	`H245600000002100`

Property Details

APN / Parcel Number

Primary APN	`H245600000002100`
Alternative APN	`1018144`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,740 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	1,340 sqft
2nd Floor Area	1,400 sqft
Flooring	Tile

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,320 sqft (0.191 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3217 NORTHGATE LN
City	MCALLEN
State	TX
Zip	78504-0038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIBISCUS HILL LOT 21
Legal Subdivision	HIBISCUS HILL - SML
Legal Block	1
Legal Lot Number	21
Jurisdiction	HIDALGO TX
Township / Civil Division	EDINBURG
Census Block Group	1
Census Block	1000
Census Tract	23533

Owner

3217 Northgate Ln is owned and occupied by two individuals who bought it in June 2020.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3217 NORTHGATE LN, MCALLEN, TX 78504-0038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · FHA Mortgage SIMPLIFILE
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 16, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Aug 6, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 30, 2020	Vendor's Lien, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 18, 2019	Trustee's Deed, Construction Loan · Construction Mortgage PE FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Deed Document Number	20203125786
Prior Transfer Date	Jun 25, 2020
Prior Transfer Doc	0003125786
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Recording Date	Apr 14, 2026
Property Address	3217 NORTHGATE LN, MCALLEN, TX 78504-0038
Document Number	0003742319
Instrument Date	Apr 6, 2026
Instrument	20263742319
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 NORTHGATE LN, MCALLEN, TX 78504-0038

Mortgage

Document Number	0003742319,
Date	Apr 14, 2026
Instrument	20263742319

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Jul 1, 2050

Interest

Rate	6%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3217 NORTHGATE LN, MCALLEN, TX 78504-0038
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 NORTHGATE LN, MCALLEN, TX 78504-0038

Mortgage

Document Number	0003540888
Date	Apr 18, 2024
Instrument	3540888

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Jul 1, 2050

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3217 NORTHGATE LN, MCALLEN, TX 78504-0038
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 NORTHGATE LN, MCALLEN, TX 78504-0038

Mortgage

Document Number	0003457186
Date	Jun 16, 2023
Instrument	3457186

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jul 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3217 NORTHGATE LN, MCALLEN, TX 78504-0038
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 NORTHGATE LN, MCALLEN, TX 78504-0038

Mortgage

Document Number	0003251129
Date	Aug 6, 2021
Instrument	3251129

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Jul 1, 2050

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Jun 30, 2020
Property Address	3217 NORTHGATE LN, MCALLEN, TX 78504-0038
Document Number	0003125786
Map Reference	DOC 2672239
Instrument Date	Jun 25, 2020
Instrument	3125786
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	VALLEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 NORTHGATE LN, MCALLEN, TX 78504-0038

Mortgage

Document Number	0003125787
Date	Jun 30, 2020
Instrument	3125787

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIDALGO TX
Recording Date	Jun 18, 2019
Property Address	3217 NORTHGATE LN, MCALLEN, TX 78504-0038
Instrument Date	Jun 10, 2019
Instrument	3023593
Transaction Type	Construction Loan
Record Updated	Jul 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 112 WESLACO TX 785990112, WESLACO, TX 78599-0112
Investor	Possibly a Property Investor

Mortgage

Document Number	0003023593
Date	Jun 18, 2019
Instrument	3023593

Lender

Name	PE FNDG
Type	Funding / Finance Company
Address	MCALLEN, TX 78502

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 17, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 3217 Northgate Ln was $6,630 with a homeowner's exemption, up 1% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,045 (+5.73%) Land $91,520 Building $275,525	$367,045 (+5.73%) Land $91,520 Building $275,525
2025	$6,630.00 (+0.96%) Homeowner's exemption	$347,153 Land $91,520 Building $255,633	$347,153 Land $91,520 Building $255,633
2024	$6,567.00 (+0.06%)
2023	$6,563.00 (+23.04%) Homeowner's exemption	$321,644 Land $63,232 Building $258,412	$321,644 Land $63,232 Building $258,412
2022	$5,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3217 Northgate Ln; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2020 · Hurricane Hanna
Claims by Event	Hurricane Hanna, Jul 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3217 Northgate Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Northgate Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures