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3217 N 3rd St, Ocean Springs, MS 39564 Property Records

Jackson County property record for 3217 N 3rd St, Ocean Springs, MS 39564

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,042 sqft · built 2020
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$86,300 (Jul 2020)
Tax Bill$3,296 (2025)
Deeds & MortgagesJul 2020 Mortgage
Dec 2019 Construction Loan
+ 1 more
Flood ZoneZone X (moderate risk)
APN787.35-03-0323.00

Property Details

APN / Parcel Number

Primary APN787.35-03-0323.00
Alternative APNs
  • 05402340.000
  • 023796

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,042 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialFiber Cement Siding
Roof TypeHip
Roof MaterialShingle
Lot Area11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3217 N 3RD ST
CityOCEAN SPRINGS
StateMS
Zip39564-9773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 BLK 11 GULF PARK EST S/D UNIT 1B PB 3-54 DB 1985-122 (323 MAP787.35-03)
Legal Range8W
Legal Township7S
Legal Section35
Legal SubdivisionGULF PARK EST
Legal Block11
Legal Lot Number26
JurisdictionJACKSON MS
Township / Civil Division5
Census Block Group2
Census Block2045
Census Tract40902

Owner

Source: Jackson County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3217 N 3RD ST, OCEAN SPRINGS, MS 39564-9773
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · Stand-Alone First Mortgage
CMG MORTGAGE INC
Dec 5, 2019Deed of Trust, Mortgage · Construction Mortgage
CHARTER BANK
Jul 29, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2020 · Amount on Record
Deed SaleJul 29, 2020 · Amount on Record
Prior SaleNov 8, 2018
Deed Document Number202015237
Deed Book / Page1985 / 122
Prior Transfer DateOct 6, 2010
Prior Transfer Doc001623/402
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address3217 N 3RD ST, OCEAN SPRINGS, MS 39564-9773
Transaction TypeMortgage
Record UpdatedMar 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003692/529
DateJul 29, 2020
Book Page3692/529
Instrument202015238
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address3217 N 3RD ST, OCEAN SPRINGS, MS 39564-9773
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003632/462
DateDec 5, 2019
Book Page3632/462
Instrument201926795
Lender
NameCHARTER BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueJan 1, 2021

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MS
Recording DateJul 29, 2020
Property Address3217 N 3RD ST, OCEAN SPRINGS, MS 39564-9773
Document Number001985/122
Book / Page1985 / 122
Instrument DateJul 24, 2020
Instrument202015237
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3217 N 3RD ST, OCEAN SPRINGS, MS 39564-9773

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyJackson County
Unified School DistrictOcean Springs School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,296.00 (+4.11%)$25,015 (+3.39%) Land $1,583 Building $23,432$166,765 (+3.39%) Land $10,550 Building $156,215
2024$3,166.00 (-1.12%)$24,194 (-) Land $1,536 Building $22,658$161,296 (-) Land $10,240 Building $151,056
2023$3,202.00 (+1.2%)$24,194 (-) Land $1,536 Building $22,658$161,296 (-) Land $10,240 Building $151,056
2022$3,164.00$24,194 Land $1,536 Building $22,658$161,296 Land $10,240 Building $151,056

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 177 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies177 in force
Nearby Flood Claims19 (1998–2024)
Claims Outside the SFHA2 of 19
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Katrina, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGULF PARK
private · serves 4,813 people · EPA ID MS0300044
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Singing River Connect
Fiber		2,000 / 2,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
C Spire Wireless
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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