3217 E 700 N, Fremont, IN 46737 Property Records

Steuben County property record for 3217 E 700 N, Fremont, IN 46737

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,904 sqft · built 1998
Lot Size	10.8 acres (473,497 sqft)
Owner	Individual Name on File
Last Sale	$543,050 (Dec 2025)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Feb 2022 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`76-02-21-000-004.030-022`

Property Details

APN / Parcel Number

Primary APN	`76-02-21-000-004.030-022`
Alternative APNs	`02-21-000-004.030-03` `00000989669`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Basement Area	1,624 sqft
Finished Basement	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	473,497 sqft (10.8 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,984 sqft
Parking Spaces	7 Parking Spaces
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000989669
Street Address	3217 E 700 N
City	FREMONT
State	IN
Zip	46737-9368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW COR NW1/4 SEC 21 10.87A (C)
Jurisdiction	STEUBEN IN
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3007
Census Tract	970800

Owner

3217 E 700 N is owned and occupied by an individual who bought it in December 2025.

Source: Steuben County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3217 E 700 N, FREMONT, IN 46737-9368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2017	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Nov 9, 2010	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Sep 13, 2012	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Sep 12, 2012	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU
Oct 31, 2024	Warranty Deed, Transfer FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Deed Document Number	202527858
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	3217 E 700 N, FREMONT, IN 46737-9368
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017010237
Date	Jan 12, 2017
Instrument	17010237

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	FORT WAYNE, IN 46845

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	3217 E 700 N, FREMONT, IN 46737-9368
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022020056
Date	Feb 2, 2022
Instrument	22020056

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	FORT WAYNE, IN 46845

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 24, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	3217 E 700 N, FREMONT, IN 46737-9368
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022020017
Date	Feb 1, 2022
Instrument	22020017

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	3217 E 700 N, FREMONT, IN 46737-9368
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 E 700 N, FREMONT, IN 46737-9368

Mortgage

Document Number	0025110224
Date	Nov 14, 2025
Instrument	25110224

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	220 S DETROIT ST, LAGRANGE, IN 46761

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.55%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	4.55%
Max Rate At Change	8.55%
Index	1-Year CMT
Max Rate	12.5%

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	3217 E 700 N, FREMONT, IN 46737-9368
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	LSI-LPS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010110267
Date	Nov 9, 2010
Instrument	10110267

Lender

Name	ALLY BANK
Type	Bank
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2040

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	3217 E 700 N, FREMONT, IN 46737-9368
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	GENERAL TITLE, GENERAL TITLE INSURANCE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012090269
Date	Sep 13, 2012
Instrument	12090269

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	FORT WAYNE, IN 46845

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 24, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	3217 E 700 N, FREMONT, IN 46737-9368
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012090239
Date	Sep 12, 2012
Instrument	12090239

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2042

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	Dec 30, 2025
Property Address	3217 E 700 N, FREMONT, IN 46737-9368
Document Number	0025120754
Instrument Date	Dec 22, 2025
Instrument	25120754
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3217 E 700 N, FREMONT, IN 46737-9368

Mortgage

Document Number	0025120755
Date	Dec 30, 2025
Instrument	25120755

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	Dec 30, 2025
Property Address	3217 E 700 N, FREMONT, IN 46737-9368
Document Number	0025120754
Instrument Date	Dec 22, 2025
Instrument	25120754
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3217 E 700 N, FREMONT, IN 46737-9368

Mortgage

Document Number	0025120755
Date	Dec 30, 2025
Instrument	25120755

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	Oct 31, 2024
Property Address	3217 E 700 N, FREMONT, IN 46737-9368
Document Number	0024100592
Instrument Date	Oct 25, 2024
Instrument	24100592
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7035 N 300 E, FREMONT, IN 46737-9603

Mortgage

Document Number	0024100593
Date	Oct 31, 2024
Instrument	24100593

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 3217 E 700 N was $1,938 with a homeowner's exemption, down 4.2% from the year before.

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Steuben County
County Subdivision	Fremont Township
Unified School District	Fremont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,938.00 (-4.15%) Homeowner's exemption	$476,100 (+7.57%) Land $56,800 Building $419,300	$476,100 (+7.57%) Land $56,800 Building $419,300
2024	$2,022.00 Homeowner's exemption	$442,600 (+5.61%) Land $65,400 Building $377,200	$442,600 (+5.61%) Land $65,400 Building $377,200
2023		$419,100 (+10.03%) Land $59,600 Building $359,500	$419,100 (+10.03%) Land $59,600 Building $359,500
2022	$1,919.00	$380,900 Land $49,800 Building $331,100	$380,900 Land $49,800 Building $331,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3217 E 700 N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1981)
Most Recent Claim	Mar 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3217 E 700 N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Steuben County REMC Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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