3217 Derby Cir, High Point, NC 27265 Property Records

Guilford County property record for 3217 Derby Cir, High Point, NC 27265

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,240 sqft · built 1988
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$116,500 (Jan 1989)
Tax Bill$3,603 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN7811080301-000

Property Details

APN / Parcel Number

Primary APN7811080301-000
Alternative APNs
  • 180004520000200003
  • 2253194001
  • 0207417

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area2,240 sqft Living Area
Gross Area2,992 sqft
1st Floor Area1,120 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1997
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area528 sqft

Exterior Amenities

PorchEnclosed/Finished Porch
Porch Area240 sqft
Deck Area242 sqft
Storage Building144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2253194001
Street Address3217 DERBY CIR
CityHIGH POINT
StateNC
Zip27265-2597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Description75 SEC 1-A PB89-116 QUAIL RUN FM PL:89-116
Legal Township18
Legal SubdivisionQUAIL RUN
Legal Block1
Legal Lot Number75
JurisdictionGUILFORD NC
Township / Civil DivisionHIGH POINT
Census Block Group1
Census Block1001
Census Tract14412

Owner

3217 Derby Cir is owned and occupied by two individuals who bought it in January 1989.

Source: Guilford County records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3217 DERBY CIR, HIGH POINT, NC 27265-2597
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CREDIT UNION
Apr 9, 2026Deed of Trust · Line of Credit
STATE EMPLOYEES CREDIT UNION
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 1989 · Amount on File
Deed SaleJan 30, 1989 · Amount on File
Deed Book / Page3716 / 582
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUILFORD NC
Recording DateApr 9, 2026
Property Address3217 DERBY CIR, HIGH POINT, NC 27265-2597
Document Number0090320023
Book / Page9032 / 23
Instrument DateApr 7, 2026
Instrument202615646
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3217 DERBY CIR, HIGH POINT, NC 27265-2597
InvestorPossibly a Property Investor

Mortgage

Document Number0000015646,
DateApr 9, 2026
Book Page9032/23
Instrument202615646
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.11%
Max Rate-1%

April 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionGUILFORD NC
Recording DateApr 9, 2026
Property Address3217 DERBY CIR, HIGH POINT, NC 27265-2597
Document Number0000015646
Book / Page9032 / 23
Instrument DateApr 7, 2026
Instrument2026.15646
Record UpdatedApr 29, 2026
Title CompanyLENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

NameVerified Name
Address3217 DERBY CIR, HIGH POINT, NC 27265-2597
InvestorPossibly a Property Investor

Mortgage

Document Number0000015646,
DateApr 9, 2026
Book Page9032/23
Instrument2026.15646
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.11%
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUILFORD NC
Property Address3217 DERBY CIR, HIGH POINT, NC 27265-2597
Transaction TypeMortgage
Record UpdatedFeb 23, 2021
Title CompanyFIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0084022736
DateFeb 9, 2021
Book Page8402/2736
Instrument2021009561
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3217 Derby Cir was $3,603.

Source: Guilford County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGuilford County
MunicipalityHigh Point City
Unified School DistrictGuilford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,603.00$261,500 Land $50,000 Building $211,500$261,500 Land $50,000 Building $211,500
2024$3,603.00 (+2.21%)
2023$3,525.00$261,500 Land $50,000 Building $211,500$261,500 (-) Land $50,000 Building $211,500
2022$261,500 Land $50,000 Building $211,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3217 Derby Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3217 Derby Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HIGH POINT
serves 118,662 people · EPA ID NC0241020
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

Nearby Properties on Derby Cir

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