3217 Cook Peak Rd, Mountain Mesa (Lake Isabella), CA 93240 Property Records

Kern County property record for 3217 Cook Peak Rd, Mountain Mesa, CA 93240

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,889 sqft · built 2005
Lot Size0.844 acres (36,754 sqft)
Owner2 Individual Names on File
Last Sale$389,000 (Jul 2026)
Tax Bill$4,190 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Sep 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN486-111-06-00-9

Property Details

APN / Parcel Number

Primary APN486-111-06-00-9
Alternative APNs
  • 486-111-06-5
  • 4861110600
  • 48611106

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,889 sqft Living Area
Gross Area3,972 sqft
1st Floor Area1,889 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area36,754 sqft (0.844 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area1,144 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number486111065
Street Address3217 COOK PEAK RD
CityLAKE ISABELLA
StateCA
Zip93240-9747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE(1/4) RS
Legal DescriptionSECTION 35 , TOWNSHIP 26 , RANGE 33 , QUARTER
Legal Range33
Legal Township26
Legal Section35
Legal Block2
Legal Lot Number54
JurisdictionKERN CA
Township / Civil DivisionLAKE ISABELLA
Census Block Group2
Census Block2077
Census Tract5203

Owner

3217 Cook Peak Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3217 COOK PEAK RD, LAKE ISABELLA, CA 93240-9747
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Grant Deed, Transfer · Conventional Mortgage
ALTAONE FEDERAL CREDIT UNION
Sep 10, 2019Grant Deed, Transfer · Conventional Mortgage
ALTAONE FCU
Apr 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 27, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2026 · Amount on File
Deed SaleJul 2, 2026 · Amount on File
Prior SaleSep 10, 2019 · Amount on File
Deed Document Number202675969
Prior Transfer DateApr 10, 2017
Prior Transfer Doc0000053145
Record UpdatedOct 29, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERN CA
Recording DateJul 2, 2026
Property Address3217 COOK PEAK RD, MOUNTAIN MESA, CA 93240-9747
Document Number0000075969
Instrument DateJun 12, 2026
Instrument202675969
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$43,217.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3217 COOK PEAK RD, MOUNTAIN MESA, CA 93240-9747

Mortgage

Document Number0000075970,
DateJul 2, 2026
Instrument202675970
Lender
NameALTAONE FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERN CA
Recording DateSep 10, 2019
Property Address3217 COOK PEAK RD, MOUNTAIN MESA, CA 93240-9747
Document Number0000117348
Map ReferenceMB 7 PG 73
Instrument DateAug 17, 2019
Instrument219117348
Transaction TypeTransfer
Record UpdatedNov 7, 2022
Title CompanyCHICAGO TITLE BAKERSFIELD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 208, KERNVILLE, CA 93238-0208

Mortgage

Document Number0000117349
DateSep 10, 2019
Instrument219117349
Lender
NameALTAONE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKERN CA
Recording DateApr 27, 2017
Property Address3217 COOK PEAK RD, MOUNTAIN MESA, CA 93240-9747
Document Number0000053146
Instrument DateApr 10, 2017
Instrument53146
Transaction TypeTransfer
Record UpdatedMay 4, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3217 COOK PEAK RD LAKE ISABELLA CA 932409747, LAKE ISABELLA, CA 93240-9747

April 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionKERN CA
Recording DateApr 27, 2017
Property Address3217 COOK PEAK RD, MOUNTAIN MESA, CA 93240-9747
Document Number0000053145
Instrument DateApr 10, 2017
Instrument53145
Transaction TypeTransfer
Record UpdatedMay 4, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3217 COOK PEAK RD LAKE ISABELLA CA 932409747, LAKE ISABELLA, CA 93240-9747

Tax Assessment & Valuation

The 2025 property tax bill for 3217 Cook Peak Rd was $4,190, up 2.7% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
Secondary School DistrictKern High School District (09 - 12)
Elementary School DistrictKernville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$356,960 (+2%) Land $39,040 Building $317,920
2025$4,190.00 (+2.7%)$349,962 Land $38,275 Building $311,687
2024$4,080.00 (+2.41%)
2023$3,984.00 (+2.68%)$336,375 Land $36,790 Building $299,585
2022$3,880.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3217 Cook Peak Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1997–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3217 Cook Peak Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 77% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

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