3217 Clover Rd E, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3217 Clover Rd E, Chesapeake, VA 23321

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,220 sqft · built 1984
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Dec 2005)
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Nov 2024 Second Mortgage Dec 2005 Sale & Mortgage
APN	`0042002000280`

Property Details

APN / Parcel Number

Primary APN	`0042002000280`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,220 sqft Living Area
1st Floor Area	600 sqft
Upper Floors Area	620 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	95 ft deep x 86 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3217 CLOVER RD E
City	CHESAPEAKE
State	VA
Zip	23321-4748
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RTH1: RESI
Legal Description	136 TIMBERLARK TOWNHOMES SEC TWO CORR PLAT
Legal Subdivision	TIMBERLARK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3015
Census Tract	21602

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3217 CLOVER RD E, CHESAPEAKE, VA 23321-4748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 5, 2005	Warranty Deed, Transfer · FHA Mortgage VIRGINIA HOUSING DEV AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2005 · Amount on Record
Deed Sale	Dec 5, 2005 · Amount on Record
Prior Sale	Jun 9, 2003 · Amount on Record
Deed Book / Page	6303 / 693
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3217 CLOVER RD E, CHESAPEAKE, VA 23321-4748
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10805/1752
Date	Nov 21, 2024
Book Page	10805/1752
Instrument	240024571

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 5, 2005
Property Address	3217 CLOVER RD E, CHESAPEAKE, VA 23321-4748
Document Number	006303/693
Book / Page	6303 / 693
Instrument Date	Nov 29, 2005
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006303696
Date	Dec 5, 2005
Instrument	6303/696

Lender

Name	VIRGINIA HOUSING DEV AUTH

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,800 (+4.69%) Land $95,000 Building $114,800	$209,800 (+4.69%) Land $95,000 Building $114,800
2025	$2,024.00 (+70.51%)	$200,400 (+22.87%) Land $85,000 Building $115,400	$200,400 (+22.87%) Land $85,000 Building $115,400
2023		$163,100 (+12.79%) Land $70,000 Building $93,100	$163,100 (+12.79%) Land $70,000 Building $93,100
2022		$144,600 Land $55,000 Building $89,600	$144,600 Land $55,000 Building $89,600
2019	$1,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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