St. Charles County property record for 3217 Berrang St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,520 sqft · built 2010 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $337,500 (Jan 2025) |
| Tax Bill | $4,318 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T100500054 |
| Primary APN | T100500054 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 760 sqft |
| Basement Area | 760 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Patio Area | 100 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T100500054 |
|---|---|
| Street Address | 3217 BERRANG ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #10 LOT 8120 |
| Legal Subdivision | NEW TOWN AT ST CHAS #10 |
| Legal Lot Number | 8120 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3217 BERRANG ST, SAINT CHARLES, MO 63301-8503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK |
| Nov 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 20, 2019 | Warranty Deed, Transfer · Line of Credit UMB BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2025 · Amount on Record |
| Deed Sale | Jan 10, 2025 · Amount on Record |
| Prior Sale | May 20, 2019 · Amount on Record |
| Deed Document Number | 20251236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3217 BERRANG ST, SAINT CHARLES, MO 63301-8503 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3217 BERRANG ST, SAINT CHARLES, MO 63301-8503 |
| Document Number | 0000010998 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026R-010998 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3217 BERRANG ST, SAINT CHARLES, MO 63301-8503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3217 BERRANG ST, SAINT CHARLES, MO 63301-8503 |
| Document Number | 0000061727 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022R-061727 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 20, 2019 |
| Property Address | 3217 BERRANG ST, SAINT CHARLES, MO 63301-8503 |
| Document Number | 0070762393 |
| Book / Page | 7076 / 2393 |
| Map Reference | MB 46 PG 19-24 |
| Instrument Date | May 7, 2019 |
| Instrument | 20190520000242080 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 BERRANG ST, SAINT CHARLES, MO 63301-8503 |
| Document Number | 20190520000242090 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 20190520000242090 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,465 (-) | $302,450 (-) Land $60,000 Building $242,450 | |
| 2025 | $4,318.00 | $57,465 (+8.63%) | $302,450 (+8.63%) Land $60,000 Building $242,450 |
| 2023 | $52,902 | ||
| 2022 | $278,429 Land $45,000 Building $233,429 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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