32165 Ridge Rd, Dutch Flat, CA 95714 Property Records

Placer County property record for 32165 Ridge Rd, Dutch Flat, CA 95714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2009
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Oct 2003)
Tax Bill	$2,918 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063-130-010-000`

Property Details

APN / Parcel Number

Primary APN	`063-130-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,620 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Construction Type	Frame
Lot Area	47,916 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	32165 RIDGE RD
City	DUTCH FLAT
State	CA
Zip	95714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAB100
Legal Description	1.1 A SEC 3 15 10
Legal Range	10E
Legal Township	15N
Legal Section	3
Legal Lot Number	5
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	3
Census Block	3044
Census Tract	22013

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 406, DUTCH FLAT, CA 95714-0406
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP
Oct 14, 2021	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP
Mar 28, 2017	Loan Modification, Mortgage OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2003 · Amount on Record
Deed Sale	Oct 2, 2003 · Amount on Record
Deed Document Number	2003170667
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	32165 RIDGE RD, DUTCH FLAT, CA 95714
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32165 RIGDE RD, DUTCH FLAT, CA 95714

Mortgage

Document Number	0000018887
Date	Apr 12, 2024
Instrument	2024-0018887

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	274 Months
Due	Feb 1, 2047

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	32165 RIDGE RD, DUTCH FLAT, CA 95714
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32165 RIDGE RD, DUTCH FLAT, CA 95714

Mortgage

Document Number	0000127220
Date	Oct 14, 2021
Instrument	2021-0127220

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Feb 1, 2047

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PLACER CA
Property Address	32165 RIDGE RD, DUTCH FLAT, CA 95714
Document Number	0000040588
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32165 RIDGE RD DUTCH FLAT CA 95714, DUTCH FLAT, CA 95714

Mortgage

Document Number	0000040588
Date	Jun 2, 2017
Instrument	40588

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Alta-Dutch Flat Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$281,934 (+2%) Land $145,014 Building $136,920
2025	$2,918.00 (+0.9%)	$276,407 (+4.04%) Land $142,171 Building $134,236
2023	$2,892.00 (+1.83%)	$265,675 Land $136,651 Building $129,024
2022	$2,840.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - MONTE VISTA serves 46 people · EPA ID CA3110124
Water Source	Surface water
Last State Inspection	Feb 2025
Also Mapped Here	PLACER CWA - ALTA
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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