3216 W 109th St, Chicago, IL 60655 Property Records

Cook County property record for 3216 W 109th St, Chicago, IL 60655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,173 sqft · built 2015
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Jun 2026)
Tax Bill	$6,165 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-14-410-168`

Property Details

APN / Parcel Number

Primary APN	`24-14-410-168`
Alternative APN	`24-14-410-168-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,173 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,499 sqft (0.149 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3216 W 109TH ST
City	CHICAGO
State	IL
Zip	60655-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Subdivision	GEORGE W HILLS SUB
Legal Block	16
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2003
Census Tract	740300

Owner

Source: Cook County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3216 W 109TH ST, CHICAGO, IL 60655-2626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage CROWN MORTGAGE COMPANY
Jan 22, 2020	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Oct 20, 2017	Deed of Trust, Mortgage FIRST MIDWEST BK
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK
Jun 15, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST MIDWEST BK
Nov 7, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	202618025200
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 29, 2026
Property Address	3216 W 109TH ST, CHICAGO, IL 60655-2626
Document Number	0000025200
Instrument Date	Jun 8, 2026
Instrument	202625200
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3216 W 109TH ST, CHICAGO, IL 60655-2626

Mortgage

Document Number	0000000025,
Date	Jun 29, 2026
Instrument	2026180202618025

Lender

Name	CROWN MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3216 W 109TH ST, CHICAGO, IL 60655-2626
Document Number	2004245009
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3216 W 109TH ST CHICAGO IL 606552626, CHICAGO, IL 60655-2626

Mortgage

Document Number	2004245009
Date	Feb 11, 2020
Instrument	4245009

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.13%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3216 W 109TH ST, CHICAGO, IL 60655-2626
Document Number	1731157126
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3216 W 109TH ST CHICAGO IL 60655, CHICAGO, IL 60655

Mortgage

Document Number	1731157126
Date	Nov 7, 2017
Instrument	31157126

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3216 W 109TH ST, CHICAGO, IL 60655-2626
Document Number	1720213003
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10600 S SAWYER AVE CHICAGO IL 606552533, CHICAGO, IL 60655-2533

Mortgage

Document Number	1720213003
Date	Jul 21, 2017
Instrument	20213003

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2032

Interest

Rate Type	Adjustable Rate
Rate	4%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 15, 2017
Property Address	3216 W 109TH ST, CHICAGO, IL 60655-2626
Document Number	1716615034
Instrument Date	Jun 6, 2017
Instrument	16615034
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$493.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10929 S WHIPPLE ST CHICAGO IL 606552215, CHICAGO, IL 60655-2215

Mortgage

Document Number	1716615035
Date	Jun 15, 2017
Instrument	16615035

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Nov 7, 2017
Property Address	3216 W 109TH ST, CHICAGO, IL 60655-2626
Document Number	1731157125
Instrument Date	Jun 6, 2017
Instrument	31157125
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$493.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10929 S WHIPPLE ST CHICAGO IL 606552215, CHICAGO, IL 60655-2215

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,150 (+51.07%) Land $8,124 Building $45,026	$531,500 (+51.07%) Land $81,240 Building $450,260
2023	$6,165.00 (-5.91%)
2022	$6,552.00 (+2.01%) Homeowner's exemption	$35,183 (-) Land $6,499 Building $28,684	$351,830 (-) Land $64,990 Building $286,840
2021	$6,423.00 Homeowner's exemption	$35,183 Land $6,499 Building $28,684	$351,830 Land $64,990 Building $286,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,017 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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