3216 Stepping Rock Dr, Apison, TN 37302 Property Records

Hamilton County property record for 3216 Stepping Rock Dr, Apison, TN 37302

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,582 sqft · built 2002
Lot Size	0.347 acres (15,143 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2009)
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173A A 025`

Property Details

APN / Parcel Number

Primary APN	`173A A 025`
Alternative APN	`0000148450`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,582 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,143 sqft (0.347 acres)
Lot Dimensions	173 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000148450
Street Address	3216 STEPPING ROCK DR
City	APISON
State	TN
Zip	37302-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 25 CRYSTAL BROOK PB67 PG184
Legal Subdivision	CRYSTAL BROOK
Legal Lot Number	25
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3009
Census Tract	11203

Owner

3216 Stepping Rock Dr is owned and occupied by two individuals who bought it in August 2009.

Source: Hamilton County records, as of January 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3216 STEPPING ROCK DR, APISON, TN 37302-7515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Apr 13, 2018	Deed of Trust, Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2009 · Amount on File
Deed Sale	Aug 25, 2009 · Amount on File
Prior Sale	Oct 21, 2004 · Amount on File
Deed Document Number	2009177
Deed Book / Page	9004 / 258
Prior Transfer Date	Sep 30, 2002
Prior Transfer Doc	0000000143
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3216 STEPPING ROCK DR, APISON, TN 37302-7515
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000186
Date	Jan 5, 2026
Book Page	14157/315
Instrument	2026010500186

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3216 STEPPING ROCK DR, APISON, TN 37302-7515
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000026
Date	May 7, 2021
Book Page	12475/944
Instrument	2021050700026

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Mar 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3216 STEPPING ROCK DR, APISON, TN 37302-7515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000034
Date	Apr 13, 2018
Book Page	11318/490
Instrument	2018041300034

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 13, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3216 Stepping Rock Dr was $2,592, up 11% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,592.00 (+11.01%)	$171,025 (+63.86%)	$684,100 (+63.86%) Land $70,000 Building $614,100
2024	$2,335.00 (-0.38%)	$104,375 (-)	$417,500 (-) Land $55,000 Building $362,500
2023	$2,344.00	$104,375	$417,500 Land $55,000 Building $362,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3216 Stepping Rock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3216 Stepping Rock Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stepping Rock Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures