Hernando County property record for 3216 Sea Grape Dr, Hernando Beach, FL 34607 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,244 sqft Living Area |
| Lot Size | 5,000 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $449,000 (2026) |
| Tax Bill | $2,904.00 (2025) |
| Primary APN | R13-223-16-2350-1090-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 1,244 sqft Living Area |
| Gross Area | 2,396 sqft Gross Area |
| 1st Floor | 1,244 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 312 sqft Garage |
| Carport | Carport |
| Carport Area | 312 sqft Carport |
| Deck Area | 144 sqft Deck |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 840 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00168222 |
|---|---|
| Street Address | 3216 SEA GRAPE DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3431 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 12 BLK 109 LOTS 14 15 & S1/2 OF LOT 13 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 12 |
| Legal Block | 109 |
| Legal Lot Number | 14,13 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2350-1090-0150
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3216 SEA GRAPE DR, HERNANDO BEACH, FL 34607-3431 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2026 · Amount on Record |
| Deed Sale | Jul 01, 2026 · Amount on Record |
| Prior Sale | Jul 08, 2015 · Amount on Record |
| Deed Doc Number | 202644698 |
| Deed Book / Page | 4730 / 259 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 01, 2026 |
| Property Address | 3216 SEA GRAPE DR, HERNANDO BEACH, FL 34607-3431 |
| Document Number | 0000044698 |
| Book / Page | 4730 / 259 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202644698 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | SOUTHERN TITLE, SOUTHERN SECURITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $317,443.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3216 SEA GRAPE DR, HERNANDO BEACH, FL 34607-3431 |
| Document Number | 0000044699, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 202644699 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3216 SEA GRAPE DR, HERNANDO BEACH, FL 34607-3431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3216 SEA GRAPE DR, HERNANDO BEACH, FL 34607-3431 |
| Document Number | 0038781492 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 3878/1492 |
| Instrument | 2020051367 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,904.00 (+25.88%) Homeowner's exemption Veteran's exemption | $209,134 (+6.44%) | $323,238 (-9.54%) Land $138,500 Building $184,738 |
| 2023 | $196,482 (+3%) Land $196,482 | ||
| 2022 | $2,307.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $190,759 | $357,314 Land $133,250 Building $224,064 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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