3216 Redding Rd, Chattanooga, TN 37415 Property Records

Hamilton County property record for 3216 Redding Rd, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,637 sqft · built 1964
Lot Size0.587 acres (25,591 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Jan 2020)
Tax Bill$1,511 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Dec 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN118H B 006

Property Details

APN / Parcel Number

Primary APN118H B 006
Alternative APN
  • 0000045465

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,637 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area25,591 sqft (0.587 acres)
Lot Dimensions344 ft deep x 74.2 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000045465
Street Address3216 REDDING RD
CityCHATTANOOGA
StateTN
Zip37415-4734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 4A HARTLEYS SUB OF FORDS ESTATE PB 7 PG 36 REV 101-54
Legal SubdivisionHARTLEYS SUB OF FORD
Legal Lot Number4A 5
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1005
Census Tract10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3216 Redding Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record2 Individual Names on File
Mailing Address3216 REDDING RD, CHATTANOOGA, TN 37415-4734
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2020Warranty Deed, Transfer · FHA Mortgage
FIRST CHOICE LNDG SVCS
Dec 13, 2019Quit Claim Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC
Jan 31, 2017Warranty Deed, Transfer · Commercial Mortgage
PINNACLE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2020 · Amount on File
Deed SaleJan 7, 2020 · Amount on File
Prior SaleDec 13, 2019
Deed Document Number2020010700131
Deed Book / Page11871 / 982
Record UpdatedJun 8, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 7, 2020
Property Address3216 REDDING RD, CHATTANOOGA, TN 37415-4734
Document Number0107000131
Book / Page011871 / 000982
Instrument DateJan 3, 2020
Instrument200107000131
Transaction TypeTransfer
Record UpdatedJan 31, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3216 REDDING RD CHATTANOOGA TN 374154734, CHATTANOOGA, TN 37415-4734

Mortgage

Document Number107000132
DateJan 7, 2020
Book Page011871/000984
Instrument200107000132
Lender
NameFIRST CHOICE LNDG SVCS
AddressKNOXVILLE, TN 37932
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 6, 2050

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateDec 13, 2019
Property Address3216 REDDING RD, CHATTANOOGA, TN 37415-4734
Document Number1213000172
Book / Page011848 / 000648
Instrument DateDec 9, 2019
Instrument191213000172
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3216 REDDING RD CHATTANOOGA TN 374154734, CHATTANOOGA, TN 37415-4734

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 31, 2017
Property Address3216 REDDING RD, CHATTANOOGA, TN 37415-4734
Document Number0000000159
Book / Page10965 / 325
Map ReferenceMB101 PG54
Instrument DateJan 30, 2017
Instrument2017013100159
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyTITLE GUARANTY & TRUST

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,125.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3216 REDDING RD, CHATTANOOGA, TN 37415-4734

Mortgage

Document Number0000000160
DateJan 31, 2017
Instrument2017013100160
Lender
NamePINNACLE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueJan 30, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3216 Redding Rd was $1,511, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,511.00 (+2.93%)$99,700 (+51.92%)$398,800 (+51.92%) Land $70,000 Building $328,800
2024$1,468.00 (-44.27%)$65,625 (-)$262,500 (-) Land $60,000 Building $202,500
2023$2,634.00 (+18.12%)$65,625 (-)$262,500 (-) Land $60,000 Building $202,500
2022$2,230.00$65,625$262,500 Land $60,000 Building $202,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3216 Redding Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims19 (1996–2020)
Claims Outside the SFHA2 of 19
Most Recent ClaimJan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3216 Redding Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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