3216 NW Horizon Dr, Bend, OR 97703 Property Records

Deschutes County property record for 3216 NW Horizon Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2,908 sqft · built 2020
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Company Names on Record
Last Sale	$270,000 (Oct 2019)
Tax Bill	$13,235 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2020 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171124-D0-10800`

Property Details

APN / Parcel Number

Primary APN	`171124-D0-10800`
Alternative APNs	`R1001171124D010800` `192792`

Interior

Stories	2 Stories
Building Area	2,908 sqft
Gross Area	937 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Lot Area	23,958 sqft (0.55 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	192792
Street Address	3216 NW HORIZON DR
City	BEND
State	OR
Zip	97703-8325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	AWBREY BUTTE HOMESITES PHASE TWENTY THREE BLOCK 18 LOT 41
Legal Range	11
Legal Township	17
Legal Section	24
Legal Subdivision	AWBREY BUTTE HOMESITES PHASE TWENTY THRE
Legal Block	18
Legal Lot Number	41
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2002
Census Tract	1302

Owner

Source: Deschutes County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3216 NW HORIZON DR, BEND, OR 97703-8325
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
May 11, 2020	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Oct 24, 2019	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO
Feb 5, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on Record
Deed Sale	Oct 24, 2019 · Amount on Record
Prior Sale	Feb 5, 2018 · Amount on Record
Deed Document Number	201940986
Last Transfer Date	Jan 14, 2025
Transfer Doc	0000000917
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	3216 NW HORIZON DR, BEND, OR 97703-8325
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3216 NW HORIZON DR, BEND, OR 97703-8325

Mortgage

Document Number	0000032390
Date	Nov 24, 2025
Instrument	2025-32390

Lender

Name	COLUMBIA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	3216 NW HORIZON DR, BEND, OR 97703-8325
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021165
Date	May 11, 2020
Instrument	2020-21165

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	3216 NW HORIZON DR, BEND, OR 97703-8325
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040331
Date	Jul 7, 2021
Instrument	2021-40331

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 24, 2019
Property Address	3216 NW HORIZON DR, BEND, OR 97703-8325
Document Number	0000040986
Instrument Date	Oct 22, 2019
Instrument	40986
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1401 S JOYCE ST #1513 ARLINGTON VA 222021884, 1513, ARLINGTON, VA 22202-1884

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 5, 2018
Property Address	3216 NW HORIZON DR, BEND, OR 97703-8325
Document Number	0000004622
Instrument Date	Jan 26, 2018
Instrument	4622
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3212 NE ZOE AVE BEND OR 977017409, BEND, OR 97701-7409

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,235.00 (+3.94%)	$783,340 (+3%)	$1,690,850 (+2.43%) Land $423,500 Building $1,267,350
2024	$12,733.00 (-3.62%)	$760,530 (+3%)	$1,650,690 (+1.98%) Land $455,000 Building $1,195,690
2023	$13,211.00	$738,380	$1,618,570 Land $519,500 Building $1,099,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200

May also be available: CenturyLink, T-Mobile, Verizon.

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