Palo Pinto County property record for 3216 Live Oak Rd, Santo, TX 76472
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2,008 sqft |
| Lot Size | 23.1 acres (1,006,541 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,926 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000002797 |
| Primary APN | R000002797 |
|---|---|
| Alternative APN |
|
| Building Area | 2,008 sqft Total Area |
|---|---|
| Gross Area | 2,308 sqft |
| Lot Area | 1,006,541 sqft (23.1 acres) |
|---|---|
| Porch | Porch |
| Porch Area | 150 sqft |
| Account Number | R000002797 |
|---|---|
| Old Parcel Number | R000002797 |
| Street Address | 3216 LIVE OAK RD |
| City | SANTO |
| State | TX |
| Zip | 76472-3836 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | AB 362 TR 5E RA PORTER G#10362-00-0005E-000-00-0 |
| Legal Subdivision | RA PORTER SURVEY A-362 |
| Legal Tract | 5E |
| Jurisdiction | PALO PINTO TX |
| Township / Civil Division | PALO PINTO-SANTO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 300 |
3216 Live Oak Rd, an agricultural property, is owned and occupied by two individuals who acquired it in June 2020.
Source: Palo Pinto County records, as of October 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3216 LIVE OAK RD, SANTO, TX 76472-3836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK NA |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2020 |
| Deed Sale | Jun 22, 2020 |
| Deed Document Number | 3203 |
| Deed Book / Page | 2159 / 0001 |
| Prior Transfer Date | Sep 19, 2016 |
| Prior Transfer Doc | 2016-00004657 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Property Address | 3216 LIVE OAK RD, SANTO, TX 76472-3836 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00002321/8 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 2321/8 |
| Instrument | 2020-00003204 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | CLEBURNE, TX 76033 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | May 18, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Property Address | 3216 LIVE OAK RD, SANTO, TX 76472-3836 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002377/831 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 2377/831 |
| Instrument | 2021-00003478 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
Source: Palo Pinto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Palo Pinto County |
| Unified School District | Santo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,660 | $397,930 | |
| 2024 | $1,926.00 | ||
| 2023 | $331,610 | $331,610 | |
| 2018 | $436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3216 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3216 Live Oak Rd is high, ranking above 86% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTO SUD serves 3,546 people · EPA ID TX1820010 |
|---|---|
| Water Source | Purchased surface water from CITY OF MINERAL WELLS |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Lipan Telephone Company DSL | 25 / 3 |
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