3216 Karst Ct, Naples, FL 34112 Property Records

Collier County property record for 3216 Karst Ct, Naples, FL 34112

Property Summary

Property Type	Condominium
Details	1,897 sqft · built 1997
Owner	2 Individual Names on Record
Last Sale	$445,000 (Nov 2021)
Tax Bill	$4,983 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2017 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`196300 485B18`

Property Details

APN / Parcel Number

Primary APN	`196300 485B18`
Alternative APN	`24690000962`

Interior

Building Area	1,897 sqft Living Area
1st Floor Area	1,897 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	3216 KARST CT
City	NAPLES
State	FL
Zip	34112-3758
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BOUGAINVILLAS A CONDOMINIUM UNIT 48
Legal Range	26
Legal Township	50
Legal Section	18
Legal Subdivision	BOUGAINVILLAS A CONDOMINIUM
Legal Tract	196300
Legal Block	2
Legal Lot Number	48
Legal Unit	48
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2003
Census Tract	10605

Owner

Source: Collier County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 STATE RT 5, PALISADES PARK, NJ 07650-2726
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Mar 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 8, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	20216152879
Deed Book / Page	6035 / 3066
Prior Transfer Date	Jan 15, 2020
Prior Transfer Doc	0057190283
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3216 KARST CT, NAPLES, FL 34112-3758
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3216 KARST CT 48, 48, NAPLES, FL 34112-3758

Mortgage

Document Number	0065120389
Date	Sep 29, 2025
Book Page	6512/389
Instrument	6735451

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3216 KARST CT, NAPLES, FL 34112-3758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053673469
Date	Mar 2, 2017
Book Page	5367/3469
Instrument	5373575

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 22, 2020
Property Address	3216 KARST CT, NAPLES, FL 34112-3758
Document Number	0057190283
Book / Page	005719 / 000283
Instrument Date	Jan 15, 2020
Instrument	5818265
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3216 KARST CT NAPLES FL 341123758, NAPLES, FL 34112-3758

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 19, 2019
Property Address	3216 KARST CT, NAPLES, FL 34112-3758
Document Number	0056640936
Book / Page	005664 / 000936
Instrument Date	Aug 5, 2019
Instrument	5754490
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3216 KARST CT NAPLES FL 341123758, NAPLES, FL 34112-3758

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	3216 KARST CT, NAPLES, FL 34112-3758
Document Number	0053850388
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3216 KARST CT NAPLES FL 341123758, NAPLES, FL 34112-3758

Mortgage

Document Number	0053850388
Date	Apr 20, 2017
Book Page	005385/000388
Instrument	5394272

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,983.00 (+4.71%)	$445,041 (+20.93%) Building $445,041	$445,041 (+7.61%) Building $445,041
2024	$4,759.00 (+11.27%)
2023	$4,277.00 (+8.64%)	$368,024 (+1%)	$413,576 (+23.62%) Building $413,576
2022	$3,937.00	$334,567 Building $334,567	$334,567 Building $334,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 296 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 units insured incl. 102 condo units
Nearby Flood Claims	22 (1992–2024)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 6 claims Hurricane Irma, Sep 2017 · 7 claims Hurricane Wilma, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream.

Cell Coverage

5G (outdoors only) and 4G LTE

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