Winnebago County property record for 3216 Charles St, Rockford, IL 61108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,906 sqft · built 1923 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,573 (2025) |
| Deeds & Mortgages | Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 174D001 |
| Primary APN | 174D001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,906 sqft Living Area |
| Gross Area | 2,686 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Old Style |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Terrain | High |
| View / Lot | Corner |
| Garage Type | Detached |
| Garage Area | 1,064 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 174D001 |
|---|---|
| Street Address | 3216 CHARLES ST |
| City | ROCKFORD |
| State | IL |
| Zip | 61108-3662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1ST TWIN SISTER HGTS SUB SE1/4 SEC 30-44-2 EXC BEG SE COR TH NWLY 153.78FT TH NLY 2FT MEAS AT RIGHT ANGLES TH SELY142FT TH NELY 13FT TH S7.15FT TO OB E |
| Legal Range | 2 |
| Legal Township | 44 |
| Legal Section | 30 |
| Legal Subdivision | 1ST TWIN SISTER HGTS SUB |
| Legal Lot Number | 16 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 6 |
| Census Block | 6010 |
| Census Tract | 1500 |
3216 Charles St is owned and occupied by two individuals who acquired it in July 2018.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3216 CHARLES ST, ROCKFORD, IL 61108-3662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 18, 2018 |
| Transfer Doc | 0001020695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 23, 2018 |
| Property Address | 3216 CHARLES ST, ROCKFORD, IL 61108-3662 |
| Document Number | 0001020695 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 1020695 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3216 CHARLES ST ROCKFORD IL 611083662, ROCKFORD, IL 61108-3662 |
The 2025 property tax bill for 3216 Charles St was $2,573 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Rockford City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,573.00 | $61,907 Land $18,895 Building $43,012 | $185,721 Land $56,685 Building $129,036 |
| 2022 | Homeowner's exemption | $43,786 Land $13,364 Building $30,422 | $131,358 Land $40,092 Building $91,266 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3216 Charles St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 20 (1978–2024) |
| Claims Outside the SFHA | 5 of 20 |
| Most Recent Claim | Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3216 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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