3216 48th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3216 48th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,056 sqft · built 2005
Lot Size	0.221 acres (9,606 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Oct 2022)
Tax Bill	$9,241 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7475-0195-9`

Property Details

APN / Parcel Number

Primary APN	`7475-0195-9`
Alternative APNs	`341805747501959` `0747501959`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,056 sqft Living Area
Gross Area	2,839 sqft
1st Floor Area	2,056 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,606 sqft (0.221 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Pool Area	328 sqft
Porch	Screened Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0747501959
Street Address	3216 48TH ST E
City	PALMETTO
State	FL
Zip	34221-5708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 110 SUGAR MILL LAKES PHASE 1 PI#7475.0195/9
Legal Range	18E
Legal Township	34S
Legal Section	05
Legal Subdivision	SUGAR MILL LAKES PHASE 1
Legal Tract	00747500
Legal Lot Number	110
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	3
Census Block	3000
Census Tract	1501

Owner

3216 48th St E is owned and occupied by two individuals who bought it in October 2022.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3216 48TH ST E, PALMETTO, FL 34221-5708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Prior Sale	Jul 27, 2016 · Amount on File
Deed Document Number	2022130675
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 27, 2022
Property Address	3216 48TH ST E, PALMETTO, FL 34221-5708
Document Number	0041130675
Map Reference	MB 44 PG 108
Instrument Date	Oct 24, 2022
Instrument	202241130675
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3216 48TH ST E, 3216, PALMETTO, FL 34221-5708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3216 48TH ST E, PALMETTO, FL 34221-5708

Mortgage

Document Number	0041130676
Date	Oct 27, 2022
Instrument	202241130676

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,677 (-1.3%) Land $40,800 Building $331,877	$372,677 (-1.3%) Land $40,800 Building $331,877
2025		$377,602 Land $40,800 Building $336,802	$377,602 Land $40,800 Building $336,802
2024	$9,241.00 (+60.02%)
2023	$5,775.00 (+146.58%)	$404,660 (+110.65%) Land $40,800 Building $363,860	$404,660 (+16.04%) Land $40,800 Building $363,860
2022	$2,342.00 Homeowner's exemption	$192,101	$348,712 Land $40,000 Building $308,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3216 48th St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3216 48th St E is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20