32155 Corte Carmela, Temecula, CA 92592 Property Records

Riverside County property record for 32155 Corte Carmela, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,595 sqft · built 1998
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Aug 2019)
Tax Bill	$7,192 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`954-380-029`

Property Details

APN / Parcel Number

Primary APN	`954-380-029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,595 sqft Living Area
Gross Area	3,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32155 CORTE CARMELA
City	TEMECULA
State	CA
Zip	92592-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 MB 225/051 TR 22916-2
Legal Subdivision	TRACT 22916 2
Legal Tract	22916-2
Legal Lot Number	29
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1008
Census Tract	43262

Owner

Source: Riverside County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32155 CORTE CARMELA, TEMECULA, CA 92592-4303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Aug 7, 2019	Grant Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Prior Sale	Apr 30, 1998 · Amount on Record
Deed Document Number	2019298474
Prior Transfer Date	Feb 2, 2005
Prior Transfer Doc	0000131007
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 8, 2026
Property Address	32155 CORTE CARMELA, TEMECULA, CA 92592-4303
Document Number	0000314305
Instrument Date	Sep 29, 2026
Instrument	2026314305
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32155 CORTE CARMELA, TEMECULA, CA 92592-4303

Mortgage

Document Number	0000314305,
Date	Oct 8, 2026
Instrument	2026314305

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2056

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32155 CORTE CARMELA, TEMECULA, CA 92592-4303
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32155 CORTE CARMELA, TEMECULA, CA 92592-4303

Mortgage

Document Number	0000278149
Date	Jun 21, 2022
Instrument	2022-0278149

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32155 CORTE CARMELA, TEMECULA, CA 92592-4303
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32155 CORTE CARMELA, TEMECULA, CA 92592-4303

Mortgage

Document Number	0000482710
Date	Aug 12, 2021
Instrument	2021-0482710

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Dec 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 7, 2019
Property Address	32155 CORTE CARMELA, TEMECULA, CA 92592-4303
Document Number	0000298474
Instrument Date	Jul 12, 2019
Instrument	298474
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	32155 CORTE CARMELA TEMECULA CA 925924303, TEMECULA, CA 92592-4303

Mortgage

Document Number	298475
Date	Aug 7, 2019
Instrument	298475

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$613,530 (+2%) Land $167,325 Building $446,205
2025	$7,192.00 (+2.46%) Homeowner's exemption	$601,501 (+4.04%) Land $164,045 Building $437,456
2023	$7,019.00 (+2.23%) Homeowner's exemption	$578,146 Land $157,676 Building $420,470
2022	$6,866.00
2021			$585,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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