32150 Elk Ln, Stacy, MN 55079 Property Records

Chisago County property record for 32150 Elk Ln, Stacy, MN 55079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1978
Lot Size	2.31 acres (100,624 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jan 2019)
Tax Bill	$2,822 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00561-00`

Property Details

APN / Parcel Number

Primary APN	`05-00561-00`
Alternative APNs	`3165813` `3360271` `3444195` `3975473`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,354 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	100,624 sqft (2.31 acres)
Garage Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3975473
Street Address	32150 ELK LN
City	STACY
State	MN
Zip	55079-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SUBDIVISIONNAME COUNTRY OAKS LOT 008 BLOCK 001 SUBDIVISIONCD 05010
Legal Range	021
Legal Township	034
Legal Section	19
Legal Subdivision	COUNTRY OAKS
Legal Block	1
Legal Lot Number	8
Jurisdiction	CHISAGO MN
Township / Civil Division	STACY
Census Block Group	1
Census Block	1008
Census Tract	110402

Owner

32150 Elk Ln is owned and occupied by an individual who bought it in January 2019.

Source: Chisago County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	32150 ELK LN, STACY, MN 55079-9211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Jan 29, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2019 · Amount on File
Deed Sale	Jan 29, 2019 · Amount on File
Prior Sale	Apr 16, 2013 · Amount on File
Deed Document Number	2019616356
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	32150 ELK LN, STACY, MN 55079-9211
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A689228
Date	Dec 15, 2025
Instrument	A-689228

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 15, 2035

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Jan 29, 2019
Property Address	32150 ELK LN, STACY, MN 55079-9211
Document Number	000A616356
Instrument Date	Jan 10, 2019
Instrument	A616356
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A616357
Date	Jan 29, 2019
Instrument	A616357

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 32150 Elk Ln was $2,822 with a homeowner's exemption, up 3.8% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Stacy City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,822.00 (+3.83%)
2025	$2,718.00 Homeowner's exemption
2024		$245,000 (-12.15%)	$267,500 (-7.76%)
2023	$2,964.00 (+4.88%) Homeowner's exemption	$278,900 (+8.1%)	$290,000 (+7.05%) Land $94,200 Building $195,800
2022	$2,826.00 (+9.62%) Homeowner's exemption	$258,000 (+31.63%)	$270,900 (+26.59%) Land $86,200 Building $184,700
2021	$2,578.00	$196,000	$214,000 Land $68,900 Building $145,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32150 Elk Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32150 Elk Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elk Ln

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