3215 Upper Lock Ave, Belmont, CA 94002 Property Records

San Mateo County property record for 3215 Upper Lock Ave, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1964
Lot Size	0.17 acres (7,408 sqft)
Owner	2 Company Names on Record
Last Sale	$792,000 (Nov 2008)
Tax Bill	$12,988 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-122-150`

Property Details

APN / Parcel Number

Primary APN	`043-122-150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Family Room	Family Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	7,408 sqft (0.17 acres)
Lot Dimensions	143 ft deep x 53 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3215 UPPER LOCK AVE
City	BELMONT
State	CA
Zip	94002-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 6 BLOCK 94 BELMONT CO CLUB PROP 8
Legal Subdivision	BELMONT CO CLUB PROP 8
Legal Block	94
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	5
Census Block	5005
Census Tract	608800

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3215 UPPER LOCK AVE, BELMONT, CA 94002-1349
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO
Feb 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Apr 30, 2020	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2008 · Amount on Record
Deed Sale	Nov 5, 2008 · Amount on Record
Deed Document Number	2008121137
Last Transfer Date	Jan 27, 2021
Transfer Doc	0000018400
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Feb 4, 2021
Property Address	3215 UPPER LOCK AVE, BELMONT, CA 94002-1349
Document Number	0000018400
Map Reference	MB 14 PG 65-68
Instrument Date	Jan 27, 2021
Instrument	2021-018400
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3215 UPPER LOCK AVE, BELMONT, CA 94002-1349

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Feb 4, 2021
Property Address	3215 UPPER LOCK AVE, BELMONT, CA 94002-1349
Document Number	0000018398
Map Reference	MB 14 PG 65-68
Instrument Date	Jan 27, 2021
Instrument	2021-018398
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3215 UPPER LOCK AVE, BELMONT, CA 94002-1349

Mortgage

Document Number	0000018399
Date	Feb 4, 2021
Instrument	2021-018399

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	3215 UPPER LOCK AVE, BELMONT, CA 94002-1349
Document Number	0000038873
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3215 UPPER LOCK AVE BELMONT CA 940021349, BELMONT, CA 94002-1349

Mortgage

Document Number	0000038873
Date	Apr 30, 2020
Instrument	38873

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

April 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 30, 2020
Property Address	3215 UPPER LOCK AVE, BELMONT, CA 94002-1349
Document Number	0000038872
Instrument Date	Apr 15, 2020
Instrument	38872
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3215 UPPER LOCK AVE BELMONT CA 940021349, BELMONT, CA 94002-1349

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,040,284 (+2%) Land $520,142 Building $520,142
2025	$12,988.00 (+5.29%) Homeowner's exemption	$1,019,888 (+4.04%) Land $509,944 Building $509,944
2023	$12,335.00 (-0.44%) Homeowner's exemption	$980,288 Land $490,144 Building $490,144	$1,933,110
2022	$12,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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