3215 Summerfield Dr, Monroe, NC 28110 Property Records

Union County property record for 3215 Summerfield Dr, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,665 sqft · built 1995
Lot Size	4.26 acres (185,566 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,295 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-033-045`

Property Details

APN / Parcel Number

Primary APN	`08-033-045`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,665 sqft Living Area
Gross Area	2,302 sqft
1st Floor Area	1,665 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	185,566 sqft (4.26 acres)
Garage Type	Attached
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	749 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3215 SUMMERFIELD DR
City	MONROE
State	NC
Zip	28110-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#13 B F ALEXANDER PH IV SUMMERFIELD RD
Legal Subdivision	B F ALEXANDER
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1008
Census Tract	20204

Owner

3215 Summerfield Dr is owned and occupied by two individuals.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3215 SUMMERFIELD DR, MONROE, NC 28110-6001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
May 18, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3215 SUMMERFIELD DR, MONROE, NC 28110-6001
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7703630
Date	Jun 16, 2020
Book Page	7703/630
Instrument	21581

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3215 SUMMERFIELD DR, MONROE, NC 28110-6001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7671116
Date	May 18, 2020
Book Page	7671/116
Instrument	16985

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MARSHVILLE, NC 28103

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	263 Months
Due	Apr 9, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3215 Summerfield Dr was $2,295.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,200 (-) Land $122,400 Building $331,800	$454,200 (-) Land $122,400 Building $331,800
2025	$2,295.00	$454,200 Land $122,400 Building $331,800	$454,200 Land $122,400 Building $331,800
2023	$1,865.00	$297,800 Land $54,100 Building $243,700	$297,800 Land $54,100 Building $243,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3215 Summerfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3215 Summerfield Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Spectrum, Verizon.

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