3215 Secrest Shortcut Rd, Monroe, NC 28110 Property Records

Union County property record for 3215 Secrest Shortcut Rd, Monroe, NC 28110

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2022
Lot Size0.923 acres (40,206 sqft)
OwnerIndividual Name on Record
Last Sale$485,000 (Jan 2023)
Tax Bill$3,081 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN09-256-004E

Property Details

APN / Parcel Number

Primary APN09-256-004E

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,690 sqft Living Area
1st Floor Area1,156 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area40,206 sqft (0.923 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3215 SECREST SHORTCUT RD
CityMONROE
StateNC
Zip28110-8757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#4 OPCQ019
Legal SubdivisionMINOR SUBDIVISION
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3011
Census Tract20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3215 SECREST SHORTCUT RD, MONROE, NC 28110-8757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FOUNDERS FCU
Aug 31, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2023 · Amount on Record
Deed SaleJan 13, 2023 · Amount on Record
Prior SaleAug 31, 2021 · Amount on Record
Deed Document Number2023905
Deed Book / Page8639 / 500
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJan 13, 2023
Property Address3215 SECREST SHORTCUT RD, MONROE, NC 28110-8757
Document Number0008639500
Book / Page8639 / 500
Map ReferenceCAB Q FILE 19&20
Instrument DateJan 12, 2023
Instrument905
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$970.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2908 MORGAN MILL RD, MONROE, NC 28110-7507

Transferred To (Grantee/Buyer)

NameVerified Name
Address3215 SECREST SHORTCUT RD, MONROE, NC 28110-8757

Mortgage

Document Number0000000906
DateJan 13, 2023
Instrument906
Lender
NameFOUNDERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 5, 2053
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateFeb 5, 2030
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
Index1-Year T-Bill
Max Rate11.5%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateAug 31, 2021
Property Address3215 SECREST SHORTCUT RD, MONROE, NC 28110-8757
Document Number0000822572
Book / Page8225 / 72
Map ReferenceCAB Q FILE 219&220
Instrument DateAug 27, 2021
Instrument41247
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address15120 IDLEWILD RD, MATTHEWS, NC 28104-1417

Transferred To (Grantee/Buyer)

NameVerified Name
Address4389 INDIAN TRAIL FAIRVIEW RD, INDIAN TRAIL, NC 28079-9639
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$631,200 (-) Land $64,600 Building $566,600$631,200 (-) Land $64,600 Building $566,600
2025$3,081.00 (+35.01%)$631,200 (+79.57%) Land $64,600 Building $566,600$631,200 (+79.57%) Land $64,600 Building $566,600
2023$2,282.00$351,500 Land $27,700 Building $323,800$351,500 Land $27,700 Building $323,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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