3215 Rafferty Dr, Howell, MI 48843 Property Records

Livingston County property record for 3215 Rafferty Dr, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,142 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Oct 2026)
Tax Bill	$4,109 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-24-100-026`

Property Details

APN / Parcel Number

Primary APN	`09-24-100-026`
Alternative APN	`470924100026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,142 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	1,428 sqft
Unfinished Basement	1,428 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	87,120 sqft (2 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3215 RAFFERTY DR
City	HOWELL
State	MI
Zip	48843-6970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 24 T2N R3E COM W 1/4 COR, TH N0120'17"W 790.08 FT TO C/L OF COON LK RD, TH S8957'48"E 389.40 FT, TH 198.89 FT ON CURVE
Legal Range	03E
Legal Township	02N
Legal Section	24
Legal Tract	731100
Jurisdiction	LIVINGSTON MI
Township / Civil Division	IOSCO
Census Block Group	3
Census Block	3030
Census Tract	731100

Owner

3215 Rafferty Dr is owned and occupied by two individuals who bought it in October 2026.

Source: Livingston County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5551 N BURKHART RD, HOWELL, MI 48855-8721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Fiduciary Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2017	Warranty Deed, Transfer · Conventional with PMI AMERICAN SW MTG FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on File
Deed Sale	Oct 6, 2026 · Amount on File
Prior Sale	Apr 18, 2018 · Amount on File
Deed Document Number	202622117
Prior Transfer Date	Feb 21, 2000
Prior Transfer Doc	2734000530
Record Updated	Oct 29, 2026

October 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 6, 2026
Property Address	3215 RAFFERTY DR, HOWELL, MI 48843-6970
Document Number	0000022117
Instrument Date	Oct 2, 2026
Instrument	202622117
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	FIRST SELECT TITLE, SELECT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5551 N BURKHART RD, HOWELL, MI 48855-8721

Mortgage

Document Number	0000022148,
Date	Oct 6, 2026
Instrument	202622148

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 6, 2017
Property Address	3215 RAFFERTY DR, HOWELL, MI 48843-6970
Document Number	0000029580
Instrument Date	Sep 29, 2017
Instrument	29580
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE SVC INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,635.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11352 E WASHINGTON RD REESE MI 487579703, REESE, MI 48757-9703

Mortgage

Document Number	29014
Date	Oct 6, 2017
Instrument	29014

Lender

Name	AMERICAN SW MTG FNDG
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3215 Rafferty Dr was $4,109 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Iosco Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,300	$510,600
2025	$4,109.00
2023		$222,400
2021			$444,800
2019	$3,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3215 Rafferty Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3215 Rafferty Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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