3215 Flat Creek Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 3215 Flat Creek Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1 ba · 780 sqft · built 1957
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$164,900 (Sep 2026)
Tax Bill	$783 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0079-00-123.06`

Property Details

APN / Parcel Number

Primary APN	`0079-00-123.06`
Alternative APNs	`00790 00 123.06` `72079`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Living Area
Gross Area	864 sqft
Flooring	Wood

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1962
Exterior Material	Other
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	72079
Street Address	3215 FLAT CREEK RD
City	LANCASTER
State	SC
Zip	29720-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	110X186.56X110X198.6
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4014
Census Tract	11001

Owner

Source: Lancaster County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3215 FLAT CREEK RD, LANCASTER, SC 29720-7431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer · Conventional Mortgage FOUNDERS FEDERAL CREDIT UNION
Feb 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Feb 28, 2005 · Amount on Record
Deed Document Number	202614226
Deed Book / Page	2117 / 218
Prior Transfer Date	Feb 3, 2020
Prior Transfer Doc	0000001943
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 30, 2026
Property Address	3215 FLAT CREEK RD, LANCASTER, SC 29720-7431
Document Number	0000014226
Book / Page	2117 / 218
Instrument Date	Sep 30, 2026
Instrument	202614226
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,623.13
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 FLAT CREEK RD, LANCASTER, SC 29720-7431

Mortgage

Document Number	0000014227,
Date	Sep 30, 2026
Instrument	202614227

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	9.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Feb 3, 2020
Property Address	3215 FLAT CREEK RD, LANCASTER, SC 29720-7431
Document Number	0000001943
Book / Page	001305 / 000169
Instrument Date	Feb 3, 2020
Instrument	1943
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2912 SOUTHEASTERN RD ROCK HILL SC 297308166, ROCK HILL, SC 29730-8166

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$783.00 (+13.48%)	$2,387 (+14.98%) Land $464 Building $1,923	$72,000 (+108.09%) Land $14,000 Building $58,000
2024	$690.00 (+0.29%)
2023	$688.00	$2,076 Land $648 Building $1,428	$34,600 Land $10,800 Building $23,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Comporium Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flat Creek Rd

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