3215 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 3215 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,244 sqft · built 2021
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Last Sale	$1,575,000 (Nov 2021)
Tax Bill	$5,366 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2020 Loan Modification + 2 more
Flood Zone	Zone VE (high risk)
APN	`249CB031`

Property Details

APN / Parcel Number

Primary APN	`249CB031`
Alternative APNs	`206506492987` `80119139`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,244 sqft Heated Area
Gross Area	3,562 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,667 sqft (0.176 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80119139
Street Address	3215 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-8 B-26 S-2 PLAT 1/96-99
Legal Subdivision	OAK ISLAND
Legal Block	26
Legal Lot Number	8
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1035
Census Tract	20314

Owner

3215 E Beach Dr is owned by an individual who bought it in November 2021.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	476 PRESERVATION TRL, COLUMBUS, NC 28722-5513
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Nov 12, 2020	Loan Modification, Mortgage · Line of Credit TRUIST BK
Nov 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 19, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Nov 13, 2020 · Amount on File
Deed Book / Page	4740 / 668
Prior Transfer Date	Apr 18, 2012
Prior Transfer Doc	0032610377
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 8, 2021
Property Address	3215 E BEACH DR, OAK ISLAND, NC 28465-5846
Document Number	0047400668
Book / Page	4740 / 668
Map Reference	MB 1 PG 96-99
Instrument Date	Oct 4, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3411 HEALY DR, 3411, WINSTON SALEM, NC 27103-1409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 PRESERVATION TRL, COLUMBUS, NC 28722-5513

Mortgage

Document Number	0004740672
Date	Nov 8, 2021
Instrument	4740/672

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BRUNSWICK NC
Property Address	3215 E BEACH DR, OAK ISLAND, NC 28465-5846
Document Number	0044861231
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0044861231
Date	Nov 13, 2020
Book Page	004486/001231

Lender

Name	TRUIST BK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 13, 2020
Property Address	3215 E BEACH DR, OAK ISLAND, NC 28465-5846
Document Number	0044861228
Book / Page	004486 / 001228
Instrument Date	Oct 8, 2020
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3411 HEALY DR WINSTON SALEM NC 271031409, WINSTON SALEM, NC 27103-1409
Investor	Possibly a Property Investor

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 19, 2018
Property Address	3215 E BEACH DR, OAK ISLAND, NC 28465-5846
Document Number	0041160259
Book / Page	004116 / 000259
Instrument Date	Oct 16, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 PEGASUS DR BAHAMA NC 275039223, BAHAMA, NC 27503-9223

Tax Assessment & Valuation

The 2025 property tax bill for 3215 E Beach Dr was $5,366, down 6.9% from the year before.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,404,800 (-) Land $575,000 Building $829,800	$1,404,800 (-) Land $575,000 Building $829,800
2025	$5,366.00 (-6.94%)	$1,404,800 Land $575,000 Building $829,800	$1,404,800 Land $575,000 Building $829,800
2024	$5,766.00
2023		$1,404,800 (+87.58%) Land $575,000 Building $829,800	$1,404,800 (+87.58%) Land $575,000 Building $829,800
2022	$4,291.00	$748,900 Land $260,000 Building $488,900	$748,900 Land $260,000 Building $488,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3215 E Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3215 E Beach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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