3215 Duke Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 3215 Duke Dr, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,660 sqft · built 2023
Lot Size0.314 acres (13,678 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Apr 2022)
Tax Bill$3,996 (2024)
Deeds & MortgagesAug 2022 Construction Loan
Apr 2022 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN30-2S-28-3230-00200-0040

Property Details

APN / Parcel Number

Primary APN30-2S-28-3230-00200-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,660 sqft Heated Area
1st Floor Area1,660 sqft
Utility Area48 sqft
Utility RoomUtility Room
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialFiber Cement Siding
Foundation TypeMasonry
Roof MaterialShingle
Lot Area13,678 sqft (0.314 acres)
Lot Dimensions1,960 ft deep x 700 ft wide
Garage TypeCarport
CarportCarport
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number302S283230002000040
Street Address3215 DUKE DR
CityGULF BREEZE
StateFL
Zip32563-2776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPOLYNESIAN ISLANDS LOT 4 BLK 2 AS DES IN OR 4267 PG 143
Legal Range28W
Legal Township02S
Legal Section30
Legal SubdivisionPOLYNESIAN ISLANDS
Legal Block2
Legal Lot Number4
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1015
Census Tract10813

Owner

3215 Duke Dr is owned and occupied by an individual who bought it in April 2022.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Mailing Address3215 DUKE DR, GULF BREEZE, FL 32563-2776
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed of Trust, Mortgage · Construction Mortgage
RENASANT BANK
Apr 4, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 4, 2017Tax Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2022 · Amount on File
Deed SaleApr 4, 2022 · Amount on File
Prior SaleMar 27, 2006
Deed Document Number202220130
Deed Book / Page4267 / 143
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3215 DUKE DR, GULF BREEZE, FL 32563-2776
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 E ROMANA ST, PENSACOLA, FL 32502-6111

Mortgage

Document Number0043161739
DateAug 16, 2022
Book Page4316/1739
Instrument202247812
Lender
NameRENASANT BANK
TypeBank
AddressTUPELO, MS 38802
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term372 Months
DueAug 12, 2053
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateAug 1, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10%
IndexOther
Max Rate10%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 4, 2022
Property Address3215 DUKE DR, GULF BREEZE, FL 32563-2776
Document Number0042670143
Book / Page4267 / 143
Map ReferenceMB B PG 140
Instrument DateMar 28, 2022
Instrument202220130
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$525.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address754 BOULDER CREEK DR, PENSACOLA, FL 32514-9734

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 E ROMANA ST, PENSACOLA, FL 32502-6111

April 2017: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionSANTA ROSA FL
Recording DateApr 4, 2017
Property AddressDUKE DR, GULF BREEZE, FL 32563
Document Number0036111777
Book / Page003611 / 001777
Instrument DateApr 3, 2017
Instrument12862
Transaction TypeForeclosure
Record UpdatedApr 21, 2017

Transaction

AmountAmount on Record
Tax$64.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address754 BOULDER CREEK DR PENSACOLA FL 325149734, PENSACOLA, FL 32514-9734

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,996.00 (+348.48%) Homeowner's exemption$347,249 (+478.75%) Land $65,000 Building $282,249$347,249 (+478.75%) Land $65,000 Building $282,249
2023$891.00 (+53.36%)$60,000 (+9.09%) Land $60,000$60,000 (+9.09%) Land $60,000
2022$581.00$55,000$55,000 Land $55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3215 Duke Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 333 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies333 in force
Nearby Flood Claims482 (1995–2025)
Claims Outside the SFHA170 of 482
Most Recent ClaimJan 2025 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 82 claims
  • Hurricane Dennis, Jul 2005 · 71 claims
  • Hurricane Frances, Oct 2004 · 234 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3215 Duke Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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